Framework Ventures IV L.P. - 09 Mar 2026 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role
10%+ Owner
Signature
/s/ Framework Ventures IV L.P., By: Framework Ventures IV GP LLC, its general partner, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager
Issuer symbol
BETR
Transactions as of
09 Mar 2026
Net transactions value
+$1,212,689
Form type
4
Filing time
11 Mar 2026, 21:23:33 UTC
Previous filing
11 Mar 2026
SEC
View on sec.gov

Reporting Owners (6)

Name Relationship Address Signature Signature date CIK
Framework Ventures IV L.P. 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Ventures IV L.P., By: Framework Ventures IV GP LLC, its general partner, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager 11 Mar 2026 0002028474
Framework Ventures Management LLC 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Ventures Management LLC, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Managing Member 11 Mar 2026 0002091751
Framework Ventures IV GP LLC 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Ventures IV GP LLC, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager 11 Mar 2026 0002092591
Spencer Vance 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson 11 Mar 2026 0002092030
Anderson Michael Ernest 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Vance Spencer 11 Mar 2026 0002093174
Framework Labs, Inc. 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Labs, Inc., By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Director 11 Mar 2026 0001817842

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction BETR Common Stock Purchase $354,600 +10,000 +1.8% $35.46 571,908 09 Mar 2026 See Footnote F3
transaction BETR Common Stock Exercise of in-the-money or at-the-money derivative security +105,656 +18% $27.00* 677,564 10 Mar 2026 See Footnote F1, F2, F3
transaction BETR Common Stock Exercise of in-the-money or at-the-money derivative security +105,656 +16% $27.25* 783,220 10 Mar 2026 See Footnote F1, F2, F3
transaction BETR Common Stock Purchase $858,089 +21,598 +2.8% $39.73 804,818 11 Mar 2026 See Footnote F3
holding BETR Common Stock 247,450 09 Mar 2026 See Footnote F4
holding BETR Common Stock 121,150 09 Mar 2026 See Footnote F5

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction BETR Warrants (right to buy) Exercise of in-the-money or at-the-money derivative security -105,656 -50% $0.000000* 105,656 10 Mar 2026 Common Stock 105,656 $27.00 See Footnote F1, F2, F3
transaction BETR Warrants (right to buy) Exercise of in-the-money or at-the-money derivative security -105,656 -100% $0.000000* 0 10 Mar 2026 Common Stock 105,656 $27.25 See Footnote F1, F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 On February 17, 2026, Framework Ventures IV L.P. ("Framework LP") entered into a Securities Purchase Agreement with Better Home & Finance Holding Company (the "Issuer"), pursuant to which Framework LP purchased a warrant (the "Warrant") to purchase up to an aggregate of 211,312 shares (the "Warrant Shares") of the Issuer's Class A common stock, par value $0.0001 per share (the "Common Stock"), upon the terms and subject to the limitations on exercise and conditions set forth in the Warrant. The purchase price of the Warrant was $0.01.
F2 Due to a character limit, Footnote 2 is a continuation of Footnote 1: The Warrant became exercisable for (i) up to 105,656 Warrant Shares at an exercise price of $27.00 per share upon the beneficial ownership of Framework LP, together with its affiliate, exceeding 4.99% of the then-outstanding Common Stock and (ii) up to the remaining 105,656 Warrant Shares at an exercise price of the greater of (x) $27.00 and (y) 90% of the 30-day volume-weighted average trading price per share of the Common Stock upon the beneficial ownership exceeding 8.98%.
F3 The reported securities include are held directly by Framework LP and may also be deemed to be beneficially owned by Framework Ventures IV GP LLC ("Framework GP"), Framework Ventures Management LLC ("Framework Management"), Vance Spencer ("Mr. Spencer") and Michael Ernest Anderson ("Mr. Anderson"), each of which or whom disclaim beneficial ownership of these shares except to the extent of its or his pecuniary interest in such shares, if any. Framework GP is the general partner of Framework LP. Framework Management is the investment manager for Framework GP. Mr. Spencer and Mr. Anderson are members and the managers of Framework GP and the managing members of Framework Management.
F4 The reported securities are held directly by Framework Labs, Inc. ("Framework Labs") and may also be deemed to be beneficially owned by Mr. Spencer and Mr. Anderson, each of whom disclaim beneficial ownership of these shares except to the extent of his pecuniary interest in such shares, if any. Mr. Spencer and Mr. Anderson serve as executive officers and directors of Framework Labs and control Framework Labs.
F5 The reported securities are held directly by Mr. Spencer.

Remarks:

Exhibit 99.1 - Joint Filing Agreement