Role
10%+ Owner
Signature
/s/ Framework Ventures IV L.P., By: Framework Ventures IV GP LLC, its general partner, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager
Issuer symbol
BETR
Transactions as of
05 Mar 2026
Net transactions value
$0
Form type
3
Filing time
11 Mar 2026, 21:13:13 UTC
Previous filing
22 Oct 2025
Next filing
11 Mar 2026

Reporting Owners (6)

Name Relationship Address Signature Signature date CIK
Framework Ventures IV L.P. 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Ventures IV L.P., By: Framework Ventures IV GP LLC, its general partner, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager 11 Mar 2026 0002028474
Framework Ventures Management LLC 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Ventures Management LLC, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Managing Member 11 Mar 2026 0002091751
Framework Ventures IV GP LLC 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Ventures IV GP LLC, By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Manager 11 Mar 2026 0002092591
Spencer Vance 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson 11 Mar 2026 0002092030
Anderson Michael Ernest 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Vance Spencer 11 Mar 2026 0002093174
Framework Labs, Inc. 10%+ Owner 600 MONTGOMERY STREET, FLOOR 42, SAN FRANCISCO /s/ Framework Labs, Inc., By: /s/ John DiCerbo, Name: John DiCerbo, as attorney-in-fact for Michael Ernest Anderson, Director 11 Mar 2026 0001817842

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding BETR Common Stock 571,908 05 Mar 2026 See Footnote F3
holding BETR Common Stock 247,450 05 Mar 2026 See Footnote F4
holding BETR Common Stock 121,150 05 Mar 2026 See Footnote F5

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding BETR Warrants (right to buy) 05 Mar 2026 Common Stock 211,312 See Footnote F1, F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 On February 17, 2026, Framework Ventures IV L.P. ("Framework LP") entered into a Securities Purchase Agreement with Better Home & Finance Holding Company (the "Issuer"), pursuant to which Framework LP purchased a warrant (the "Warrant") to purchase up to an aggregate of 211,312 shares (the "Warrant Shares") of the Issuer's Class A common stock, par value $0.0001 per share (the "Common Stock"), upon the terms and subject to the limitations on exercise and conditions set forth in the Warrant. The purchase price of the Warrant was $0.01. The Warrant is exercisable for (i) up to 105,656 Warrant Shares at an exercise price of $27.00 per share upon the beneficial ownership of Framework LP, together with its affiliate, exceeding 4.99% of the then-outstanding Common Stock and (ii) up to the remaining 105,656 Warrant Shares at an exercise price of the greater of (x) $27.00 and (y) 90% of the 30-day volume-weighted average trading price per share of the Common Stock
F2 Due to a character limit, Footnote 2 is a continuation of Footnote 1: upon the beneficial ownership exceeding 8.98%. The original Warrant contained a provision limiting the exercise of the warrant to the extent that, following exercise, Framework LP, together its affiliates, would not beneficially own more than 9.99% of the number of shares of Common Stock outstanding immediately after giving effect to the issuance of shares of Common Stock issuable upon exercise of the Warrant. On March 5, 2026, Framework LP and the Issuer entered into a waiver agreement pursuant to which such beneficial ownership limitation was waived from that date.
F3 The reported securities are held directly by Framework LP and may also be deemed to be beneficially owned by Framework Ventures IV GP LLC ("Framework GP"), Framework Ventures Management LLC ("Framework Management"), Vance Spencer ("Mr. Spencer") and Michael Ernest Anderson ("Mr. Anderson"), each of which or whom disclaim beneficial ownership of these shares except to the extent of its or his pecuniary interest in such shares, if any. Framework GP is the general partner of Framework LP. Framework Management is the investment manager for Framework GP. Mr. Spencer and Mr. Anderson are members and the managers of Framework GP and the managing members of Framework Management.
F4 The reported securities are held directly by Framework Labs, Inc. ("Framework Labs") and may also be deemed to be beneficially owned by Mr. Spencer and Mr. Anderson, each of whom disclaim beneficial ownership of these shares except to the extent of his pecuniary interest in such shares, if any. Mr. Spencer and Mr. Anderson serve as executive officers and directors of Framework Labs and control Framework Labs.
F5 The reported securities are held directly by Mr. Spencer.

Remarks:

Framework LP, Framework GP, Framework Management, Mr. Spencer, Mr. Anderson and Framework Labs are jointly filing this Form 3 pursuant to the Joint Filing Agreement, dated March 11, 2026, filed with the Securities and Exchange Commission herewith (the "Joint Filing Agreement"). Exhibit List: Exhibit 24 – Power of Attorney, 99.1 – Joint Filing Agreement