Luis de la Aguilera - 31 Dec 2025 Form 4 Insider Report for USCB FINANCIAL HOLDINGS, INC. (USCB)

Signature
/s/ Robert Anderson by P.O.A. for Luis de la Aguilera
Issuer symbol
USCB
Transactions as of
31 Dec 2025
Net transactions value
-$294,867
Form type
4
Filing time
05 Jan 2026, 12:41:23 UTC
Previous filing
23 May 2025
Next filing
23 Jan 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
DE LA AGUILERA LUIS President and CEO, Director C/O USCB FINANCIAL HOLDINGS, INC., 2301 N.W. 87TH AVENUE, DORAL /s/ Robert Anderson by P.O.A. for Luis de la Aguilera 05 Jan 2026 0001916660

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction USCB Class A Voting Common Stock Tax liability $294,867 -16,008 -6.7% $18.42 222,966 31 Dec 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding USCB Stock Option (Right to Buy) 10,000 31 Dec 2025 Common Stock 10,000 $7.50 Direct F2
holding USCB Stock Option (Right to Buy) 40,000 31 Dec 2025 Common Stock 40,000 $11.35 Direct F3
holding USCB Stock Option (Right to Buy) 160,000 31 Dec 2025 Common Stock 160,000 $12.05 Direct F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes a grant of 25,653 shares of restricted stock which vest at a rate of one-third per year commencing on January 21, 2026, 8,090 shares of unvested restricted stock from a grant of 12,136 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 7,892 shares of unvested restricted stock from a grant of 23,678 shares which commenced vesting at a rate of one-third per year on March 8, 2024, and 41,666 shares of unvested restricted stock from a grant of 125,000 shares which commenced vesting at a rate of one-third per year on December 31, 2024.
F2 The stock options vested at the rate of 25% per year commencing on April 1, 2017.
F3 The stock options vested at the rate of one-third per year commencing on September 23, 2020.
F4 The stock options vested at the rate of one-third per year commencing on September 27, 2022.