Jill Foss Watson - 02 Jul 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role: 10%+ Owner
Signature: Jill Foss Watson, Trustee
Issuer symbol: CACC
Transactions as of: 02 Jul 2025
Net transactions value: -$10,799,406
Form type: 4
Filing time: 07 Jul 2025, 19:07:04 UTC
Previous filing: 03 Mar 2022
Next filing: 18 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Watson Jill Foss	10%+ Owner	C/O UBS FINANCIAL SERVICES INC., 1000 HARBOR BLVD, 3RD FLOOR, WEEHAWKEN	Jill Foss Watson, Trustee	07 Jul 2025	0001568982

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CACC	Common Stock	Sale	$459,575	-857	-0.7%	$536.26	121,250	02 Jul 2025	See footnote	F1, F2, F3
transaction	CACC	Common Stock	Sale	$1,759,788	-3,275	-2.7%	$537.34	117,975	02 Jul 2025	See footnote	F3, F4
transaction	CACC	Common Stock	Sale	$233,765	-434	-0.37%	$538.63	117,541	02 Jul 2025	See footnote	F3, F5
transaction	CACC	Common Stock	Sale	$1,150,491	-2,132	-1.8%	$539.63	115,409	02 Jul 2025	See footnote	F3, F6
transaction	CACC	Common Stock	Sale	$4,176,598	-7,728	-6.7%	$540.45	107,681	02 Jul 2025	See footnote	F3, F7
transaction	CACC	Common Stock	Sale	$1,784,995	-3,302	-3.1%	$540.58	104,379	02 Jul 2025	See footnote	F3, F8
transaction	CACC	Common Stock	Sale	$717,276	-1,325	-1.3%	$541.34	103,054	02 Jul 2025	See footnote	F3, F9
transaction	CACC	Common Stock	Sale	$1,630	-3	-0%	$543.19	103,051	02 Jul 2025	See footnote	F3
transaction	CACC	Common Stock	Sale	$31,444	-58	-0.06%	$542.14	102,993	02 Jul 2025	See footnote	F3, F10
transaction	CACC	Common Stock	Sale	$483,845	-886	-0.86%	$546.10	102,107	02 Jul 2025	See footnote	F3, F11

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $535.87 to $536.81, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F2	Includes an increase of 30,180 additional shares from the reporting person's last Form 4 that were transferred to the Jill Foss Watson Living Trust from the reporting person's grantor retained annuity trust for no consideration. The reporting person's pecuniary interest in the transferred shares did not change as a result of the transfer.
F3	These shares are owned of record by Jill Foss Watson, as Trustee of the Jill Foss Watson Living Trust.
F4	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $537.00 to $537.89, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F5	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $538.00 to $538.70, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F6	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $539.05 to $539.83, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F7	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $540.00 to $540.98, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F8	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $540.16 to $541.00, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F9	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $541.00 to $541.85, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F10	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $542.00 to $542.32, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.
F11	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $546.07 to $546.28, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the preceding sentence.