Adam B. Frankel - 08 Jan 2026 Form 4 Insider Report for Chime Financial, Inc.

Role
General Counsel
Signature
/s/ Theresa Bloom, by power of attorney
Issuer symbol
CHYM on Nasdaq
Transactions as of
08 Jan 2026
Net transactions value
-$119,571
Form type
4
Filing time
09 Jan 2026, 17:32:06 UTC
Previous filing
12 Dec 2025
Next filing
13 Jan 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
FRANKEL ADAM B General Counsel C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 09 Jan 2026 0001241526

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Class A Common Stock Sale $119,571 -4,382 -2% $27.29 209,500 08 Jan 2026 Direct F1, F2, F3, F4
transaction CHYM Class A Common Stock Options Exercise $154,819 +9,349 +4.5% $16.56 218,849 08 Jan 2026 Direct F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Employee Stock Option (Right to buy) Options Exercise $154,819 -9,349 -3.3% $16.56 274,067 08 Jan 2026 Class A Common Stock 9,349 $16.56 Direct F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 This sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan, adopted September 8, 2025.
F2 The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $26.99 to $27.68 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.
F3 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F4 Since the date of the Reporting Person's last ownership report, he transferred 15,269 shares of the Issuer's Class A Common Stock, RSUs representing a contingent right to receive 23,265 shares of the Issuer's Class A Common Stock and stock options to purchase an aggregate of 113,880 shares of the Issuer's Class A Common Stock to his former spouse pursuant to a domestic relations order. The Reporting Person no longer reports as beneficially owned any securities owned by his former spouse.
F5 1/4th of the shares subject to the option vested on August 8, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.