ADAM B. FRANKEL - 11 Dec 2025 Form 4 Insider Report for Chime Financial, Inc. (CHYM)

Signature
/s/ Theresa Bloom, by power of attorney
Issuer symbol
CHYM
Transactions as of
11 Dec 2025
Transactions value $
-$13,500
Form type
4
Filing time
12 Dec 2025, 17:21:19 UTC
Previous filing
11 Dec 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
FRANKEL ADAM B General Counsel C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 12 Dec 2025 0001241526

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Class A Common Stock Options Exercise $8.28K +500 +0.2% $16.56 253K 11 Dec 2025 Direct F1
transaction CHYM Class A Common Stock Sale -$13.5K -500 -0.2% $27.00 252K 11 Dec 2025 Direct F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Employee Stock Option (Right to buy) Options Exercise -$8.28K -500 -0.14% $16.56 361K 11 Dec 2025 Class A Common Stock 500 $16.56 Direct F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F2 This sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan, adopted September 8, 2025.
F3 1/4th of the shares subject to the option vested on August 8, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.