Julio Gurman - Jan 27, 2022 Form 3 Insider Report for Ponce Financial Group, Inc. (PDLB)

Role: Director
Signature: /s/Frank Perez, as attorney in fact
Stock symbol: PDLB
Transactions as of: Jan 27, 2022
Transactions value $: $0
Form type: 3
Date filed: 1/28/2022, 10:56 AM
Next filing: Feb 16, 2022

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	PDLB	Common Stock						41.5K	Jan 27, 2022	Direct	F1
holding	PDLB	Common Stock						51.9K	Jan 27, 2022	By Living Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	PDLB	Stock Options							Jan 27, 2022	Common Stock	12.4K	$12.77	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes 16,588 shares of restricted stock units, of which 8,294 shares vest on December 4, 2022 and the remainder vest on December 4, 2023.
F2	Stock Options vest annually at a rate of 20% per year commencing on December 4, 2019.