James A. Dowd - 13 Mar 2026 Form 4 Insider Report for Pathfinder Bancorp, Inc. (PBHC)

Role: President and CEO
Signature: /s/ James A. Dowd
Issuer symbol: PBHC
Transactions as of: 13 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 13 Mar 2026, 18:29:10 UTC
Previous filing: 11 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Dowd James A.	President and CEO	214 WEST FIRST STREET, OSWEGO	/s/ James A. Dowd	13 Mar 2026	0001214089

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PBHC	Common Stock	Options Exercise		+6,000	+9.6%	$11.35^*	68,704	13 Mar 2026	Direct
holding	PBHC	Common Stock						18,052	13 Mar 2026	By 401K
holding	PBHC	Common Stock						21,181	13 Mar 2026	By ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	PBHC	Stock Options	Options Exercise		-6,000	-68%	$0.000000^*	2,816	13 Mar 2026	Common Stock	6,000	$11.35	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.