Betty Yolainy Campiz - 09 Feb 2026 Form 4 Insider Report for Ponce Financial Group, Inc. (PDLB)

Signature
/s/ Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
09 Feb 2026
Net transactions value
+$451,275
Form type
4
Filing time
10 Feb 2026, 15:58:56 UTC
Previous filing
09 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Campiz Betty Yolainy EVP and Chief Banking Officer C/O PONCE BANK, 2244 WESTCHESTER AVENUE, BRONX /s/ Megan Foscaldi, as attorney in fact 10 Feb 2026 0002109592

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PDLB Common Stock Award $0 +10,000 +133% $0.000000 17,500 09 Feb 2026 Direct F1, F2
holding PDLB Common stock 7,962 09 Feb 2026 By ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PDLB Non-Premium Stock Options Award $210,875 +12,500 $16.87 12,500 09 Feb 2026 Common Stock 12,500 $16.87 Direct F3
transaction PDLB Premium Stock Options Award $46,400 +2,500 $18.56 2,500 09 Feb 2026 Common Stock 2,500 $18.56 Direct
transaction PDLB Premium Stock Options Award $47,225 +2,500 $18.89 2,500 09 Feb 2026 Common Stock 2,500 $18.89 Direct
transaction PDLB Premium Stock Options Award $48,075 +2,500 $19.23 2,500 09 Feb 2026 Common Stock 2,500 $19.23 Direct
transaction PDLB Premium Stock Options Award $48,925 +2,500 $19.57 2,500 09 Feb 2026 Common Stock 2,500 $19.57 Direct
transaction PDLB Premium Stock Options Award $49,775 +2,500 $19.91 2,500 09 Feb 2026 Common Stock 2,500 $19.91 Direct
holding PDLB Non-Premium Stock Options 13,952 09 Feb 2026 Common Stock 13,952 $6.20 Direct F4
holding PDLB Non-Premium Stock Options 3,122 09 Feb 2026 Common Stock 3,122 $10.44 Direct F5
holding PDLB Non-Premium Stock Options 20,000 09 Feb 2026 Common Stock 20,000 $10.33 Direct F6
holding PDLB Non-Premium Stock Options 20,000 09 Feb 2026 Common Stock 20,000 $13.31 Direct F7
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares of restricted stock units vest annually at a rate of 20% per year commencing on February 9, 2027.
F2 Includes 5,500 shares of restricted stock, 500 shares each will vest on December 7, 2026, December 7, 2027 and December 8, 2027 and 1,000 shares each will vest on February 4, 2027, February 4, 2028, February 4, 2029 and February 4, 2030.
F3 Stock options commence vesting at a rate of 20% starting on February 9, 2027.
F4 Stock options fully vested.
F5 Stock options commenced vesting annually at a rate of 20% starting on April 1, 2023.
F6 Stock options commence vesting annually at a rate of 20% starting on December 7, 2024.
F7 Stock options commence vesting annually at a rate of 20% starting on February 4, 2026.