Betty Yolainy Campiz - 22 Jan 2026 Form 3 Insider Report for Ponce Financial Group, Inc. (PDLB)

Role
EVP and Chief Banking Officer
Signature
/s/ Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
22 Jan 2026
Net transactions value
$0
Form type
3
Filing time
09 Feb 2026, 15:46:12 UTC
Next filing
10 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Campiz Betty Yolainy EVP and Chief Banking Officer C/O PONCE BANK, 2244 WESTCHESTER AVENUE, BRONX /s/ Megan Foscaldi, as attorney in fact 09 Feb 2026 0002109592

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding PDLB Common Stock 7,500 22 Jan 2026 Direct F1
holding PDLB Common Stock 7,962 22 Jan 2026 By ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding PDLB Non-Premium Stock Options 22 Jan 2026 Common Stock 13,952 $6.20 Direct F2
holding PDLB Non-Premium Stock Options 22 Jan 2026 Common Stock 3,122 $10.44 Direct F3
holding PDLB Non-Premium Stock Options 22 Jan 2026 Common Stock 20,000 $10.33 Direct F4
holding PDLB Non-Premium Stock Options 22 Jan 2026 Common Stock 20,000 $13.31 Direct F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 5,500 shares of restricted stock, 500 shares each will vest on December 7, 2026, December 7, 2027 and December 8, 2027 and 1,000 shares each will vest on February 4, 2027, February 4, 2028, February 4, 2029 and February 4, 2030.
F2 Stock options fully vested
F3 Stock options commenced vesting annually at a rate of 20% starting on April 1, 2023.
F4 Stock optons commence vesting annually at a rate of 20% starting December 7, 2024.
F5 Stock optons commence vesting annually at a rate of 20% starting February 4, 2026.

Remarks:

This Form 3 is being filed late due to unanticipated delays in receiving the Reporting Person's EDGAR codes, which delays we understand were unavoidable due to the high volume of applications.