Melissa Antonia DeLeon - 09 Feb 2026 Form 4 Insider Report for Ponce Financial Group, Inc. (PDLB)

Signature
/s/ Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
09 Feb 2026
Net transactions value
+$180,510
Form type
4
Filing time
10 Feb 2026, 15:55:48 UTC
Previous filing
09 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
DeLeon Melissa Antonia Chief Human Resources Officer C/O PONCE BANK, 2244 WESTCHESTER AVENUE, BRONX /s/ Megan Foscaldi, as attorney in fact 10 Feb 2026 0002109390

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PDLB Common Stock Award $0 +5,000 $0.000000 5,000 09 Feb 2026 Direct F1
holding PDLB Common Stock 6,512 09 Feb 2026 By ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PDLB Non-Premium Stock Options Award $84,350 +5,000 $16.87 5,000 09 Feb 2026 Common Stock 5,000 $16.87 Direct F2
transaction PDLB Premium Stock Optons Award $18,560 +1,000 $18.56 1,000 09 Feb 2026 Common Stock 1,000 $18.56 Direct
transaction PDLB Premium Stock Options Award $18,890 +1,000 $18.89 1,000 09 Feb 2026 Common Stock 1,000 $18.89 Direct
transaction PDLB Premium Stock Options Award $19,230 +1,000 $19.23 1,000 09 Feb 2026 Common Stock 1,000 $19.23 Direct
transaction PDLB Premium Stock Options Award $19,570 +1,000 $19.57 1,000 09 Feb 2026 Common Stock 1,000 $19.57 Direct
transaction PDLB Premium Stock Options Award $19,910 +1,000 $19.91 1,000 09 Feb 2026 Common Stock 1,000 $19.91 Direct
holding PDLB Non-Premium Stock Options 4,883 09 Feb 2026 Common Stock 4,883 $10.44 Direct F3
holding PDLB Non-Premium Stock Options 5,000 09 Feb 2026 Common Stock 5,000 $13.31 Direct F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares of restricted stock units vest annually at a rate of 20% per year commencing on February 9, 2027.
F2 Stock options commence vesting annually at a rate of 20% starting on February 9, 2027
F3 Stock options commenced vesting annually at a rate of 20% starting on April 1, 2023.
F4 Stockkoptions commence vesting annually at a rate of 20% starting on February 4, 2026.