Melissa Antonia DeLeon - 22 Jan 2026 Form 3 Insider Report for Ponce Financial Group, Inc. (PDLB)

Signature
/s/ Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
22 Jan 2026
Net transactions value
$0
Form type
3
Filing time
09 Feb 2026, 16:12:55 UTC
Next filing
10 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
DeLeon Melissa Antonia Chief Human Resources Officer C/O PONCE BANK, 2244 WESTCHESTER AVENUE, BRONX /s/ Megan Foscaldi, as attorney in fact 09 Feb 2026 0002109390

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding PDLB Common Stock 6,512 22 Jan 2026 By ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding PDLB Non-Premium Stock Options 22 Jan 2026 Common Stock 4,883 $10.44 Direct F1
holding PDLB Non-Premium Stock Options 22 Jan 2026 Common Stock 5,000 $13.31 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Stock options commenced vesting annually at a rate of 20% starting on April 1, 2023.
F2 Stock options commence vesting annually at a rate of 20% starting February 4, 2026.

Remarks:

This Form 3 is being filed late due to unanticipated delays in receiving the Reporting Person's EDGAR codes, which delays we understand were unavoidable due to the high volume of applications.