JCF IV JCAP Holding L.P. - 09 Jan 2026 Form 4 Insider Report for Jefferson Capital, Inc. / DE

Role
10%+ Owner
Signature
JCF IV JCAP HOLDING L.P., By: JCF IV JCAP Holding GP LLC, its general partner, By: /s/ Sally Rocker, Managing Director, Chief Operating Officer & General Counsel
Issuer symbol
JCAP on Nasdaq
Transactions as of
09 Jan 2026
Net transactions value
-$215,916,800
Form type
4
Filing time
13 Jan 2026, 16:30:13 UTC
Previous filing
02 Sep 2025
SEC
View on sec.gov

Reporting Owners (5)

Name Relationship Address Signature Signature date CIK
JCF IV JCAP Holding L.P. 10%+ Owner C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK JCF IV JCAP HOLDING L.P., By: JCF IV JCAP Holding GP LLC, its general partner, By: /s/ Sally Rocker, Managing Director, Chief Operating Officer & General Counsel 13 Jan 2026 0002084201
JCF IV JCAP Holding GP LLC 10%+ Owner C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK JCF IV JCAP Holding GP LLC, By: /s/ Sally Rocker, Managing Director, Chief Operating Officer & General Counsel 13 Jan 2026 0002084202
JCF Associates IV L.P. 10%+ Owner C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK JCF ASSOCIATES IV L.P., By: JCF Associates IV Ltd, its general partner, By: /s/ J. Christopher Flowers, Director 13 Jan 2026 0001783458
JCF Associates IV Ltd. 10%+ Owner C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK JCF ASSOCIATES IV LTD., By: /s/ J. Christopher Flowers, Director 13 Jan 2026 0001783442
Flowers J. Christopher 10%+ Owner C/O J.C. FLOWERS & CO. LLC, 1301 AVENUE OF THE AMERICAS, 16TH FLOOR, NEW YORK J. CHRISTOPHER FLOWERS, By: /s/ J. Christopher Flowers 13 Jan 2026 0001041196

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction JCAP Common Stock Sale $215,916,800 -11,000,000 -25% $19.63 32,721,808 09 Jan 2026 See Footnotes F1, F2, F3, F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 This amount represents the $19.62875 sale price per share of Common Stock, par value $0.0001 per share, in a secondary offering, which closed on January 9, 2026.
F2 Represents securities held directly by JCF IV JCAP Holding L.P.
F3 The general partner of JCF IV JCAP Holding L.P. is JCF IV JCAP Holding GP LLC. The managing member of JCF IV JCAP Holding GP LLC is JCF Associates IV L.P. The general partner of JCF Associates IV L.P. is JCF Associates IV Ltd. J. Christopher Flowers controls JCF Associates IV Ltd. and thus may be deemed to control each entity directly or indirectly controlled by JCF Associates IV Ltd., including JCF IV JCAP Holding L.P.
F4 The Reporting Persons disclaim beneficial ownership of the securities reported on this Form 4, except to the extent of their pecuniary interest therein, and the inclusion of these securities in this report shall not be deemed an admission of beneficial ownership of these securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.