James A. Dowd - 12 Sep 2025 Form 4 Insider Report for Pathfinder Bancorp, Inc. (PBHC)

Role: President and CEO
Signature: /s/ James A. Dowd
Issuer symbol: PBHC
Transactions as of: 12 Sep 2025
Transactions value $: $34,050
Form type: 4
Filing time: 15 Sep 2025, 13:59:13 UTC
Previous filing: 25 Apr 2025
Next filing: 11 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Dowd James A.	President and CEO	214 WEST FIRST STREET, OSWEGO	/s/ James A. Dowd	15 Sep 2025	0001214089

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PBHC	Common Stock	Options Exercise	$34.1K	+3K	+5.39%	$11.35	58.7K	12 Sep 2025	Direct
holding	PBHC	Common Stock						18.1K	12 Sep 2025	By 401K
holding	PBHC	Common Stock						21.2K	12 Sep 2025	By ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	PBHC	Stock Options	Options Exercise	$0	-3K	-18.97%	$0.00	12.8K	12 Sep 2025	Common Stock	3K	$11.35	Direct

* An asterisk sign (*) next to the price indicates that the price is likely invalid.