| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Harris Amy | EVP and Chief Legal Officer | 1010 GRAND BOULEVARD, KANSAS CITY | /s/ Megan L. Mercer, attorney-in-fact for Ms. Harris | 27 Aug 2025 | 0001844801 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Sale | $61,010 | -500 | -6.4% | $122.02 | 7,285 | 27 Aug 2025 | Direct | |
| holding | UMBF | Common Stock | 92 | 27 Aug 2025 | By ESOP |