| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Harris Amy | EVP and Chief Legal Officer | 1010 GRAND BOULEVARD, KANSAS CITY | /s/ Jason D. Bartel, attorney-in-fact for Ms. Harris | 02 Jan 2026 | 0001844801 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $51,653 | -449 | -6.2% | $115.04 | 6,836 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 92 | 31 Dec 2025 | By ESOP |