Prescott General Partners LLC - 12 May 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Signature
/s/ Scott J. Vassalluzzo, Managing Member, Prescott General Partners LLC
Issuer symbol
CACC
Transactions as of
12 May 2025
Net transactions value
-$8,451,805
Form type
4
Filing time
14 May 2025, 16:00:25 UTC
Previous filing
09 May 2025
Next filing
07 Jul 2025

Reporting Owners (3)

Name Relationship Address Signature Signature date CIK
Prescott General Partners LLC Member of Section 13(d) Group, 10%+ Owner 2200 BUTTS ROAD, SUITE 320, BOCA RATON /s/ Scott J. Vassalluzzo, Managing Member, Prescott General Partners LLC 14 May 2025 0001538653
VASSALLUZZO SCOTT J Director, Member of Section 13(d) Group, 10%+ Owner 2200 BUTTS ROAD, SUITE 320, BOCA RATON /s/ Scott J. Vassalluzzo 14 May 2025 0001203547
SMITH THOMAS W Member of Section 13(d) Group, 10%+ Owner 2200 BUTTS ROAD, SUITE 320, BOCA RATON /s/ Thomas W. Smith 14 May 2025 0000926688

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Sale $2,112,826 -4,227 -0.85% $499.84 495,785 12 May 2025 By Idoya Partners L.P. F1
transaction CACC Common Stock Sale $5,916,613 -11,837 -1.2% $499.84 953,461 12 May 2025 By Prescott Associates L.P. F2
transaction CACC Common Stock Sale $422,365 -845 -2% $499.84 41,437 12 May 2025 By Prescott Investors Profit Sharing Trust F3
holding CACC Common Stock 30,034 12 May 2025 By Prescott International Partners L.P. F4
holding CACC Common Stock 567,397 12 May 2025 By Ridgeview Smith Investments LLC F5
holding CACC Common Stock 74,450 12 May 2025 By Thomas W. Smith Family Accounts F6
holding CACC Common Stock 20,448 12 May 2025 By Thomas W. Smith Foundation F7
holding CACC Common Stock 64,990 12 May 2025 Direct F8
holding CACC Common Stock 2,758 12 May 2025 By Scott J. Vassalluzzo Family Accounts F9
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. Each of Thomas W. Smith and Scott J. Vassalluzzo is a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
F2 These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
F3 These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust"), an employee profit-sharing plan for which each of Mr. Smith and Mr. Vassalluzzo serves as a trustee. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and each of Mr. Smith and Mr. Vassalluzzo disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
F4 These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP, as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
F5 These shares are owned directly by Ridgeview Smith Investments LLC ("Ridgeview"), a limited liability company established by Mr. Smith for the benefit of his family and are beneficially owned indirectly by Mr. Smith as trustee of a revocable trust he established for the benefit of his family and which is the sole member of Ridgeview. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-1(a)(2)(iii). The address of Ridgeview is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
F6 These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
F7 These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Thomas W. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
F8 These shares are owned directly by Scott J. Vassalluzzo and include 724 unvested restricted stock units that were granted under the Issuer's Incentive Compensation Plan.
F9 These shares are owned directly by investment accounts established for the benefit of certain family members of Scott J. Vassalluzzo. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Vassalluzzo disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

Remarks:

The filing of this report shall not be deemed to be an admission that the Reporting Persons comprise a "group" within the meaning of Section 13(d)(3) of the Securities Exchange Act of 1934, as amended. The Reporting Persons each disclaim beneficial ownership of the shares included in this report except to the extent of their pecuniary interest in such shares.