Wendy A. Rummler - 02 Feb 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role
Chief People Officer
Signature
/s/ Wendy A. Rummler
Issuer symbol
CACC
Transactions as of
02 Feb 2026
Net transactions value
-$506,507
Form type
4
Filing time
04 Feb 2026, 16:03:26 UTC
Previous filing
03 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Rummler Wendy A Chief People Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Wendy A. Rummler 04 Feb 2026 0001916755

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Options Exercise $965,087 +2,890 +14% $333.94 23,081 02 Feb 2026 Direct
transaction CACC Common Stock Sale $120,000 -240 -1% $500.00 22,841 02 Feb 2026 Direct F1
transaction CACC Common Stock Sale $104,268 -208 -0.91% $501.29 22,633 02 Feb 2026 Direct F2
transaction CACC Common Stock Sale $60,448 -120 -0.53% $503.73 22,513 02 Feb 2026 Direct F3
transaction CACC Common Stock Sale $60,673 -120 -0.53% $505.61 22,393 02 Feb 2026 Direct
transaction CACC Common Stock Sale $60,806 -120 -0.54% $506.72 22,273 02 Feb 2026 Direct F4
transaction CACC Common Stock Sale $111,797 -220 -0.99% $508.17 22,053 02 Feb 2026 Direct F5
transaction CACC Common Stock Sale $193,663 -380 -1.7% $509.64 21,673 02 Feb 2026 Direct F6
transaction CACC Common Stock Sale $149,270 -292 -1.3% $511.20 21,381 02 Feb 2026 Direct F7
transaction CACC Common Stock Sale $234,546 -458 -2.1% $512.11 20,923 02 Feb 2026 Direct F8
transaction CACC Common Stock Sale $316,879 -617 -2.9% $513.58 20,306 02 Feb 2026 Direct F9
transaction CACC Common Stock Sale $59,242 -115 -0.57% $515.15 20,191 02 Feb 2026 Direct F10
holding CACC Common Stock 2,704 02 Feb 2026 By trust. F11
holding CACC Common Stock 1,722 02 Feb 2026 By trust. F12

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CACC Employee Stock Option (right to buy) Options Exercise $0 -2,890 -26% $0.000000 8,124 02 Feb 2026 Common Stock 2,890 $333.94 Direct
holding CACC Employee Stock Option (right to buy) 10,000 02 Feb 2026 Common Stock 10,000 $468.67 Direct F13
holding CACC Employee Stock Option (right to buy) 1,250 02 Feb 2026 Common Stock 1,250 $390.39 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $500.00 to $500.01, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
F2 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $501.13 to $501.66, inclusive.
F3 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $503.73 to $503.74, inclusive.
F4 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $506.72 to $506.73, inclusive.
F5 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $507.96 to $508.42, inclusive.
F6 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $509.20 to $510.01, inclusive.
F7 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $510.59 to $511.58, inclusive.
F8 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $511.60 to $512.54, inclusive.
F9 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $513.03 to $514.02, inclusive.
F10 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $515.15 to $515.16, inclusive.
F11 These shares are owned of record by Kevin Rummler, spouse of Wendy A. Rummler, as trustee of the Kevin Rummler Revocable Trust.
F12 These shares are owned of record by Wendy A. Rummler, as trustee of the Wendy A. Rummler Revocable Trust.
F13 The option, initially representing the right to purchase 10,000 shares, is exercisable in four equal annual installments beginning on October 6, 2023, which was the first anniversary of the date on which the option was granted.