Kenneth S. Booth - 30 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role
Executive Board Member, Director
Signature
/s/ Kenneth S. Booth
Issuer symbol
CACC
Transactions as of
30 Jan 2026
Net transactions value
-$2,053,333
Form type
4
Filing time
03 Feb 2026, 16:17:18 UTC
Previous filing
22 Sep 2025
Next filing
06 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Booth Kenneth Executive Board Member, Director 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Kenneth S. Booth 03 Feb 2026 0001300069

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Options Exercise $1,335,760 +4,000 +5.9% $333.94 72,116 30 Jan 2026 Direct
transaction CACC Common Stock Sale $1,976,000 -4,000 -5.5% $494.00 68,116 30 Jan 2026 Direct
transaction CACC Common Stock Tax liability $692,853 -1,391 -2% $498.24 66,725 31 Jan 2026 Direct F1
transaction CACC Common Stock Award $0 +135 +0.48% $0.000000 28,051 01 Feb 2026 Direct F2
transaction CACC Common Stock Options Exercise $1,335,760 +4,000 +14% $333.94 32,051 02 Feb 2026 Direct
transaction CACC Common Stock Sale $2,056,000 -4,000 -12% $514.00 28,051 02 Feb 2026 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CACC Employee Stock Option (right to buy) Options Exercise $0 -4,000 -8.7% $0.000000 42,000 30 Jan 2026 Common Stock 4,000 $333.94 Direct
transaction CACC Employee Stock Option (right to buy) Options Exercise $0 -4,000 -9.5% $0.000000 38,000 02 Feb 2026 Common Stock 4,000 $333.94 Direct
holding CACC Employee Stock Option (right to buy) 110,000 30 Jan 2026 Common Stock 110,000 $390.39 Direct F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.
F2 Number of shares reflects the reporting person's forfeiture of 38,809 unvested restricted stock units upon the reporting person's retirement as an officer and employee of the issuer effective January 31, 2026.
F3 As a result of the reporting person's retirement as an officer and employee of the issuer effective January 31, 2026, pursuant to the terms of the stock option, the expiration date changed from April 28, 2031 (the tenth anniversary of the date of the option grant) to January 31, 2028 (two years after termination of the reporting person's employment with the issuer).