Daniel A. Ulatowski - 30 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role
Chief Sales Officer
Signature
/s/ Daniel A. Ulatowski
Issuer symbol
CACC
Transactions as of
30 Jan 2026
Net transactions value
-$572,005
Form type
4
Filing time
03 Feb 2026, 16:16:03 UTC
Previous filing
12 Dec 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
ULATOWSKI DANIEL A. Chief Sales Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Daniel A. Ulatowski 03 Feb 2026 0001604030

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Options Exercise $196,691 +589 +2.1% $333.94 28,879 30 Jan 2026 Direct
transaction CACC Common Stock Sale $294,571 -589 -2% $500.12 28,290 30 Jan 2026 Direct F1
transaction CACC Common Stock Tax liability $474,125 -952 -3.4% $498.24 27,338 31 Jan 2026 Direct F2
holding CACC Common Stock 4,000 30 Jan 2026 By trust. F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CACC Employee Stock Option (right to buy) Options Exercise $0 -589 -1.8% $0.000000 32,411 30 Jan 2026 Common Stock 589 $333.94 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Daniel A. Ulatowski is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $500.00 to $500.19, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
F2 Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.
F3 These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.