Arthur L. Smith - 31 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Signature
/s/ Arthur L. Smith
Issuer symbol
CACC
Transactions as of
31 Jan 2026
Net transactions value
-$446,672
Form type
4
Filing time
03 Feb 2026, 16:13:54 UTC
Previous filing
05 Dec 2024

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
SMITH ARTHUR L Chief Analytics Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Arthur L. Smith 03 Feb 2026 0001604078

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Tax liability $446,672 -896 -3.1% $498.24 27,894 31 Jan 2026 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CACC Employee Stock Option (right to buy) 37,500 31 Jan 2026 Common Stock 37,500 $333.94 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Arthur L. Smith is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may continue.

Explanation of Responses:

Id Content
F1 Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.