JONATHAN LUM - 31 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Signature
/s/ Jonathan L. Lum
Issuer symbol
CACC
Transactions as of
31 Jan 2026
Net transactions value
-$387,332
Form type
4
Filing time
03 Feb 2026, 16:11:39 UTC
Previous filing
27 Aug 2025
Next filing
11 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
LUM JONATHAN Chief Operating Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Jonathan L. Lum 03 Feb 2026 0001777743

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Tax liability $387,332 -777 -2.5% $498.24 30,716 31 Jan 2026 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CACC Employee Stock Option (right to buy) 31,500 31 Jan 2026 Common Stock 31,500 $333.94 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.