Erin J. Kerber - 31 Jan 2026 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role
Chief Legal Officer
Signature
/s/ Erin J. Kerber
Issuer symbol
CACC
Transactions as of
31 Jan 2026
Net transactions value
-$270,196
Form type
4
Filing time
03 Feb 2026, 16:10:26 UTC
Previous filing
05 Dec 2024
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
KERBER ERIN J Chief Legal Officer 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Erin J. Kerber 03 Feb 2026 0001871883

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Tax liability $270,196 -542 -2.1% $498.24 25,711 31 Jan 2026 Direct F1
holding CACC Common Stock 236 31 Jan 2026 By 401(k) Trust F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CACC Employee Stock Option (right to buy) 15,500 31 Jan 2026 Common Stock 15,500 $454.11 Direct
holding CACC Employee Stock Option (right to buy) 14,625 31 Jan 2026 Common Stock 14,625 $333.94 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.
F2 Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of January 29, 2026, according to the Plan trustee.