Vinayak Hegde - 13 Nov 2025 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role
Chief Executive Officer, Director
Signature
/s/ Vinayak Hegde
Issuer symbol
CACC
Transactions as of
13 Nov 2025
Transactions value $
$0
Form type
4
Filing time
17 Nov 2025, 16:02:33 UTC
Previous filing
06 Jun 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Hegde Vinayak Chief Executive Officer, Director 25505 WEST TWELVE MILE ROAD, SOUTHFIELD /s/ Vinayak Hegde 17 Nov 2025 0001698764

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CACC Common Stock Award $0 +140K +27888.45% $0.00 141K 13 Nov 2025 Direct F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding CACC Employee Stock Option (right to buy) 10K 13 Nov 2025 Common Stock 10K $394.79 Direct
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Represents shares underlying restricted stock units granted to the reporting person under the Company's Incentive Compensation Plan and subject to time-based vesting over a ten year period as part of a long-term compensation plan for the reporting person, of which 30,000 shares represent long-term retirement restricted stock units. The payment date with respect to all of the vested retirement restricted stock units as of the date the reporting person incurs a separation from service (the "Termination Date") shall be the fifth anniversary of the Termination Date, or, if the reporting person has attained the age of 60 or older on the Termination Date, the second anniversary of the Termination Date.
F2 Includes 140,471 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.