Daniel A. Ulatowski - Dec 3, 2024 Form 4 Insider Report for CREDIT ACCEPTANCE CORP (CACC)

Role: Chief Sales Officer
Signature: /s/ Daniel A. Ulatowski
Stock symbol: CACC
Transactions as of: Dec 3, 2024
Transactions value $: $0
Form type: 4
Date filed: 12/5/2024, 04:17 PM
Previous filing: Aug 9, 2024

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CACC	Common Stock	Award	$0	+28.3K		$0.00	28.3K	Dec 3, 2024	Direct	F1, F2
holding	CACC	Common Stock						4K	Dec 3, 2024	By trust.	F3
holding	CACC	Common Stock						53	Dec 3, 2024	By 401(k) Trust	F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CACC	Employee Stock Option (right to buy)						50K	Dec 3, 2024	Common Stock	50K	$333.94	Direct	F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These restricted stock units, which vest over a ten-year period, are intended to provide incentive compensation to the reporting person for 2025 through 2034, with no additional equity awards anticipated to be granted to the reporting person prior to the end of the ten-year period except in certain circumstances including significant changes in performance, responsibility, or market conditions.
F2	Consists of 28,290 unvested restricted stock units that were granted under the Company's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation.
F3	These shares are owned of record by Daniel A. Ulatowski and Barbara Ulatowski, spouse of Mr. Ulatowski, as trustees of the D.&.B. Ulatowski Living Trust.
F4	Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of November 29, 2024, according to the Plan trustee.
F5	The option, representing the right to purchase 50,000 shares, is exercisable in four equal annual installments beginning on December 30, 2021, which was the first anniversary of the date on which the option was granted.