| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Shankar Ram | Chief Financial Officer | 1010 GRAND BLVD., KANSAS CITY | /s/ Jason Bartel, attorney-in-fact for Mr. Shankar | 02 Jan 2026 | 0001681209 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Tax liability | $106,527 | -926 | -3% | $115.04 | 30,251 | 31 Dec 2025 | Direct | |
| holding | UMBF | Common Stock | 1,437 | 31 Dec 2025 | By 401K | ||||||
| holding | UMBF | Common Stock | 87 | 31 Dec 2025 | By ESOP |