| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Shankar Ram | Chief Financial Officer | 1010 GRAND BLVD., KANSAS CITY | /s/ Megan L. Mercer, attorney-in-fact for Mr. Shankar | 15 Sep 2025 | 0001681209 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | UMBF | Common Stock | Gift | $0 | -500 | -1.6% | $0.000000 | 31,177 | 12 Sep 2025 | Direct | |
| holding | UMBF | Common Stock | 1,437 | 12 Sep 2025 | By 401K | ||||||
| holding | UMBF | Common Stock | 87 | 12 Sep 2025 | By ESOP |