Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Industry
Finance Services
Location
2 Circle Star Way, San Carlos, California
State of incorporation
Delaware
Fiscal year end
December 31
Former names
Progreso Financiero Holdings, Inc. (to 9/10/2013)
Latest financial report
Q1 2024 - May 10, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 706 % +31.6%
Return On Equity 16 %
Return On Assets -3.07 % +52.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 34.6 M shares +3.4%
Common Stock, Shares, Outstanding 35.6 M shares +5.03%
Entity Public Float 138 M USD +32.7%
Common Stock, Value, Issued 7 K USD 0%
Weighted Average Number of Shares Outstanding, Basic 38.9 M shares +14.5%
Weighted Average Number of Shares Outstanding, Diluted 38.9 M shares +14.5%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1.05 B USD +5.07%
Revenue from Contract with Customer, Excluding Assessed Tax 25.2 M USD -12.2%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -143 M USD +48.1%
Income Tax Expense (Benefit) -38.3 M USD +21.8%
Net Income (Loss) Attributable to Parent -104 M USD +53.7%
Earnings Per Share, Basic -2.56 USD/shares +62.3%
Earnings Per Share, Diluted -2.56 USD/shares +62%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 69.2 M USD -6.58%
Deferred Income Tax Assets, Net 52.9 M USD +212%
Property, Plant and Equipment, Net 6.02 M USD -39.6%
Operating Lease, Right-of-Use Asset 18.9 M USD -34.1%
Goodwill 0 USD -100%
Assets 3.28 B USD -6.41%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 2.9 B USD -4.94%
Retained Earnings (Accumulated Deficit) -200 M USD -109%
Stockholders' Equity Attributable to Parent 382 M USD -16.3%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 548 M USD -9.32%
Liabilities and Equity 3.28 B USD -6.41%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 85.9 M USD +11.8%
Net Cash Provided by (Used in) Financing Activities -132 M USD -237%
Net Cash Provided by (Used in) Investing Activities 36.5 M USD
Common Stock, Shares Authorized 1 B shares 0%
Common Stock, Shares, Issued 35.9 M shares +4.99%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -9.46 M USD -399%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 197 M USD -2.66%
Interest Paid, Excluding Capitalized Interest, Operating Activities 56.7 M USD +51.3%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 92.4 M USD +46%
Operating Lease, Liability 25.5 M USD -28.6%
Depreciation 4.1 M USD -21.2%
Payments to Acquire Property, Plant, and Equipment 6 M USD -51.2%
Lessee, Operating Lease, Liability, to be Paid 27.5 M USD -28.6%
Property, Plant and Equipment, Gross 48.1 M USD -1.79%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.81 M USD -53.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 10.9 M USD -10.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 0 USD -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.98 M USD -28.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.77 M USD -58%
Deferred Tax Assets, Operating Loss Carryforwards 68.7 M USD +66.8%
Preferred Stock, Shares Issued 0 shares
Deferred Federal Income Tax Expense (Benefit) -52.9 M USD -7328%
Current Income Tax Expense (Benefit) 3.2 M USD +27.4%
Preferred Stock, Shares Authorized 100 M shares 0%
Unrecognized Tax Benefits 8.65 M USD +30.9%
Lessee, Operating Lease, Liability, to be Paid, Year Four 543 K USD -56.6%
Operating Lease, Payments 3.33 M USD -10.7%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 260 K USD -82.7%
Current Federal Tax Expense (Benefit) 200 K USD
Amortization of Intangible Assets 8 M USD +6.67%
Share-based Payment Arrangement, Expense 17.7 M USD -31.2%
Deferred State and Local Income Tax Expense (Benefit) -23.6 M USD -3022%