ECB Bancorp, Inc. /MD/ financial data

Symbol
ECBK on Nasdaq
Location
Everett, MA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 780% % 12%
Return On Equity 3.9% % 95%
Return On Assets 0.45% % 75%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 8,796,890 shares -3.5%
Common Stock, Shares, Outstanding 8,825,827 shares -3.6%
Entity Public Float $94,300,000 USD -7.6%
Common Stock, Value, Issued $88,000 USD -4.3%
Weighted Average Number of Shares Outstanding, Basic 8,023,681 shares -2.6%
Weighted Average Number of Shares Outstanding, Diluted 8,274,506 shares -0.83%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $8,830,000 USD 97%
Income Tax Expense (Benefit) $2,208,000 USD 91%
Net Income (Loss) Attributable to Parent $6,622,000 USD 99%
Earnings Per Share, Basic 0 USD/shares 102%
Earnings Per Share, Diluted 0 USD/shares 111%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash, Cash Equivalents, and Short-term Investments $102,620,000 USD
Deferred Income Tax Assets, Net $5,612,000 USD 0.36%
Property, Plant and Equipment, Net $3,427,000 USD -4.5%
Operating Lease, Right-of-Use Asset $1,149,000 USD -11%
Assets $1,552,653,000 USD 14%
Liabilities $1,383,344,000 USD 16%
Accumulated Other Comprehensive Income (Loss), Net of Tax $998,000 USD -28%
Retained Earnings (Accumulated Deficit) $93,021,000 USD 7.7%
Stockholders' Equity Attributable to Parent $169,309,000 USD 2%
Liabilities and Equity $1,552,653,000 USD 14%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $631,000 USD -47%
Net Cash Provided by (Used in) Financing Activities $37,414,000 USD 64%
Net Cash Provided by (Used in) Investing Activities $46,292,000 USD -59%
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 8,825,827 shares -3.6%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $9,509,000 USD -43%
Interest Paid, Excluding Capitalized Interest, Operating Activities $11,643,000 USD 14%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $5,604,000 USD 4.9%
Operating Lease, Liability $1,200,000 USD -10%
Payments to Acquire Property, Plant, and Equipment $18,000 USD -10%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $6,405,000 USD 178%
Lessee, Operating Lease, Liability, to be Paid $1,428,000 USD -12%
Property, Plant and Equipment, Gross $8,395,000 USD 0.43%
Lessee, Operating Lease, Liability, to be Paid, Year Two $198,000 USD 3.7%
Lessee, Operating Lease, Liability, to be Paid, Year One $191,000 USD 0%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $294,000 USD 69%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $228,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid, Year Three $207,000 USD 4.5%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $161,000 USD -22%
Additional Paid in Capital $83,162,000 USD -4%
Preferred Stock, Shares Outstanding 0 shares
Deferred Tax Assets, Net of Valuation Allowance $4,914,000 USD 3.1%
Share-based Payment Arrangement, Expense $1,247,000 USD 1.8%
Interest Expense $39,986,000 USD 67%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%