nCino, Inc. financial data

Symbol
NCNO on Nasdaq
Location
Wilmington, NC
Fiscal year end
31 January
Latest financial report
10-Q - Q3 2025 - 03 Dec 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 107% % -17%
Debt-to-equity 50% % 54%
Return On Assets -1.4% % -6.3%
Operating Margin -0.82% % 72%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 114,684,968 shares -0.96%
Common Stock, Shares, Outstanding 114,434,810 shares -1.1%
Entity Public Float $2,400,000,000 USD 60%
Common Stock, Value, Issued $59,000 USD 1.7%
Weighted Average Number of Shares Outstanding, Basic 114,407,430 shares -1%
Weighted Average Number of Shares Outstanding, Diluted 115,830,218 shares 0.19%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $586,485,000 USD 12%
Research and Development Expense $129,680,000 USD 1.7%
Selling and Marketing Expense $137,087,000 USD 15%
General and Administrative Expense $90,674,000 USD 8.5%
Operating Income (Loss) $4,831,000 USD 69%
Income Tax Expense (Benefit) $1,177,000 USD -127%
Net Income (Loss) Attributable to Parent $21,766,000 USD -20%
Earnings Per Share, Basic 0 USD/shares 0%
Earnings Per Share, Diluted 0 USD/shares 0%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $87,590,000 USD -66%
Accounts Receivable, after Allowance for Credit Loss, Current $86,948,000 USD 34%
Other Assets, Current $1,568,000 USD
Assets, Current $209,222,000 USD -40%
Deferred Income Tax Assets, Net $6,201,000 USD 50%
Property, Plant and Equipment, Net $76,335,000 USD 0.82%
Operating Lease, Right-of-Use Asset $12,926,000 USD -13%
Goodwill $1,071,152,000 USD 18%
Assets $1,561,174,000 USD 2.9%
Accounts Payable, Current $12,527,000 USD 3.3%
Employee-related Liabilities, Current $16,481,000 USD 0.68%
Contract with Customer, Liability, Current $152,065,000 USD 15%
Liabilities, Current $208,083,000 USD 16%
Contract with Customer, Liability, Noncurrent $121,000 USD -72%
Deferred Income Tax Liabilities, Net $18,016,000 USD 70%
Operating Lease, Liability, Noncurrent $10,140,000 USD -14%
Other Liabilities, Noncurrent $17,615,000 USD 373%
Liabilities $507,251,000 USD 20%
Accumulated Other Comprehensive Income (Loss), Net of Tax $760,000 USD -147%
Retained Earnings (Accumulated Deficit) $384,391,000 USD -3.9%
Stockholders' Equity Attributable to Parent $1,041,488,000 USD -4.3%
Liabilities and Equity $1,561,174,000 USD 2.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $54,320,000 USD -0.22%
Net Cash Provided by (Used in) Financing Activities $2,250,000 USD -96%
Net Cash Provided by (Used in) Investing Activities $48,297,000 USD 47%
Common Stock, Shares Authorized 500,000,000 shares 0%
Common Stock, Shares, Issued 118,431,293 shares 2.4%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $12,313,000 USD -29%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $87,882,000 USD -66%
Interest Paid, Excluding Capitalized Interest, Operating Activities $4,145,000 USD 404%
Deferred Tax Assets, Valuation Allowance $160,289,000 USD 8.1%
Deferred Tax Assets, Gross $218,013,000 USD 8%
Operating Lease, Liability $14,264,000 USD -14%
Depreciation $5,925,000 USD -9.5%
Payments to Acquire Property, Plant, and Equipment $1,718,000 USD 402%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $16,945,000 USD -15%
Lessee, Operating Lease, Liability, to be Paid $17,972,000 USD -13%
Property, Plant and Equipment, Gross $104,916,000 USD 1.3%
Operating Lease, Liability, Current $4,124,000 USD -15%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,381,000 USD -28%
Lessee, Operating Lease, Liability, to be Paid, Year One $4,358,000 USD -14%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) $2,656,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $3,708,000 USD -7.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,739,000 USD -38%
Deferred Tax Assets, Operating Loss Carryforwards $118,820,000 USD 3.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $8,705,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,292,000 USD -25%
Operating Lease, Payments $1,584,000 USD 46%
Additional Paid in Capital $1,526,923,000 USD 4.8%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $36,286,000 USD 32%
Depreciation, Depletion and Amortization $10,705,000 USD 29%
Deferred Tax Assets, Net of Valuation Allowance $57,724,000 USD 7.7%
Share-based Payment Arrangement, Expense $71,258,000 USD 3.2%
Interest Expense $4,233,000 USD 19%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%