HEALTHEQUITY, INC. financial data

Symbol
HQY on Nasdaq
Location
Draper, UT
Fiscal year end
31 January
Latest financial report
10-K - Q4 2025 - 17 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 387% % 8.3%
Debt-to-equity 60% % -2.2%
Return On Equity 10% % 122%
Return On Assets 6.3% % 124%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 84,478,406 shares -2.3%
Common Stock, Shares, Outstanding 85,007,000 shares -1.8%
Entity Public Float $7,000,000,000 USD 32%
Common Stock, Value, Issued $8,000 USD -11%
Weighted Average Number of Shares Outstanding, Basic 86,132,000 shares -0.85%
Weighted Average Number of Shares Outstanding, Diluted 87,473,000 shares -1.5%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $1,313,429,000 USD 9.5%
Research and Development Expense $262,510,000 USD 9.6%
Selling and Marketing Expense $95,240,000 USD 5%
General and Administrative Expense $119,933,000 USD -9.3%
Operating Income (Loss) $322,456,000 USD 99%
Nonoperating Income (Expense) $45,024,000 USD 2.8%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $277,432,000 USD 139%
Income Tax Expense (Benefit) $62,231,000 USD 222%
Net Income (Loss) Attributable to Parent $215,201,000 USD 123%
Earnings Per Share, Basic 2.5 USD/shares 125%
Earnings Per Share, Diluted 2.46 USD/shares 126%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $318,927,000 USD 7.8%
Accounts Receivable, after Allowance for Credit Loss, Current $123,696,000 USD 4.8%
Other Assets, Current $63,795,000 USD 31%
Assets, Current $512,281,000 USD 7.2%
Property, Plant and Equipment, Net $3,177,000 USD -1.9%
Operating Lease, Right-of-Use Asset $36,310,000 USD -16%
Intangible Assets, Net (Excluding Goodwill) $1,097,172,000 USD -8.9%
Goodwill $1,648,145,000 USD 0%
Other Assets, Noncurrent $83,247,000 USD 16%
Assets $3,380,332,000 USD -2%
Accounts Payable, Current $12,159,000 USD -15%
Employee-related Liabilities, Current $60,392,000 USD -13%
Accrued Liabilities, Current $74,388,000 USD 19%
Liabilities, Current $156,850,000 USD 0.34%
Deferred Income Tax Liabilities, Net $93,710,000 USD 68%
Operating Lease, Liability, Noncurrent $34,190,000 USD -19%
Other Liabilities, Noncurrent $31,007,000 USD 35%
Liabilities $1,273,136,000 USD -4.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $5,707,000 USD
Retained Earnings (Accumulated Deficit) $195,906,000 USD -6.4%
Stockholders' Equity Attributable to Parent $2,107,196,000 USD -0.36%
Liabilities and Equity $3,380,332,000 USD -2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $64,738,000 USD -1.1%
Net Cash Provided by (Used in) Financing Activities $56,649,000 USD -209%
Net Cash Provided by (Used in) Investing Activities $16,143,000 USD 94%
Common Stock, Shares Authorized 900,000,000 shares 0%
Common Stock, Shares, Issued 85,007,000 shares -1.8%
Common Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $8,054,000 USD 95%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $318,927,000 USD 7.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities $20,809,000 USD 10%
Deferred Tax Assets, Valuation Allowance $1,057,000 USD -0.84%
Deferred Tax Assets, Gross $52,767,000 USD -45%
Operating Lease, Liability $44,101,000 USD -16%
Depreciation $2,000,000 USD -57%
Payments to Acquire Property, Plant, and Equipment $86,000 USD -88%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $209,494,000 USD 117%
Lessee, Operating Lease, Liability, to be Paid $48,953,000 USD -17%
Property, Plant and Equipment, Gross $40,495,000 USD 1.5%
Operating Lease, Liability, Current $9,911,000 USD -0.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $10,323,000 USD 1.6%
Lessee, Operating Lease, Liability, to be Paid, Year One $10,148,000 USD -0.95%
Operating Lease, Weighted Average Discount Rate, Percent 0.044 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,852,000 USD -31%
Lessee, Operating Lease, Liability, to be Paid, Year Three $10,553,000 USD 2.2%
Deferred Tax Assets, Operating Loss Carryforwards $732,000 USD -35%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Unrecognized Tax Benefits $27,405,000 USD 14%
Lessee, Operating Lease, Liability, to be Paid, Year Four $10,789,000 USD 2.2%
Operating Lease, Payments $2,529,000 USD 12%
Additional Paid in Capital $1,916,989,000 USD 0.6%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $152,700,000 USD -3.2%
Depreciation, Depletion and Amortization $38,741,000 USD -0.51%
Deferred Tax Assets, Net of Valuation Allowance $51,710,000 USD -46%
Share-based Payment Arrangement, Expense $73,063,000 USD -24%
Interest Expense $52,253,000 USD -1.3%
Preferred Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%