TRUPANION, INC. financial data

Symbol
TRUP on Nasdaq
Location
Seattle, WA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 13 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 170% % 2.6%
Debt-to-equity 141% % -9.4%
Operating Margin 0.96% %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 43,430,169 shares
Common Stock, Shares, Outstanding 43,402,081 shares 2.2%
Entity Public Float $1,324,459,301 USD 35%
Weighted Average Number of Shares Outstanding, Basic 42,958,654 shares 1.9%
Weighted Average Number of Shares Outstanding, Diluted 43,555,884 shares 3.3%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,439,305,000 USD 12%
Cost of Revenue $1,208,294,000 USD 9.2%
Selling and Marketing Expense $85,408,000 USD 20%
General and Administrative Expense $76,648,000 USD 20%
Operating Income (Loss) $13,837,000 USD 1951%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $21,994,000 USD 271%
Income Tax Expense (Benefit) $2,561,000 USD 1645%
Earnings Per Share, Basic 0.45 USD/shares 200%
Earnings Per Share, Diluted 0.45 USD/shares 225%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $138,024,000 USD -14%
Assets, Current $691,062,000 USD 16%
Property, Plant and Equipment, Net $104,844,000 USD 2.6%
Operating Lease, Right-of-Use Asset $14,688,000 USD 3957%
Intangible Assets, Net (Excluding Goodwill) $24,102,000 USD 83%
Goodwill $39,382,000 USD 6.5%
Other Assets, Noncurrent $21,237,000 USD 21%
Assets $915,044,000 USD 13%
Accounts Payable, Current $16,445,000 USD 43%
Accrued Liabilities, Current $56,509,000 USD 69%
Liabilities, Current $409,810,000 USD 17%
Deferred Income Tax Liabilities, Net $1,324,000 USD -27%
Operating Lease, Liability, Noncurrent $13,397,000 USD 3601%
Other Liabilities, Noncurrent $18,004,000 USD 302%
Liabilities $531,108,000 USD 9.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,097,000 USD
Retained Earnings (Accumulated Deficit) $206,455,000 USD 8.6%
Stockholders' Equity Attributable to Parent $383,936,000 USD 19%
Liabilities and Equity $915,044,000 USD 13%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $15,964,000 USD 556%
Net Cash Provided by (Used in) Financing Activities $459,000 USD -60%
Net Cash Provided by (Used in) Investing Activities $8,973,000 USD -228%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 44,430,267 shares 2.1%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $6,480,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $171,458,000 USD -14%
Deferred Tax Assets, Valuation Allowance $84,161,000 USD -1.3%
Deferred Tax Assets, Gross $86,842,000 USD -1.1%
Operating Lease, Liability $14,164,000 USD 3813%
Payments to Acquire Property, Plant, and Equipment $1,928,000 USD -37%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $24,142,000 USD
Lessee, Operating Lease, Liability, to be Paid $21,953,000 USD
Property, Plant and Equipment, Gross $163,787,000 USD 7.9%
Operating Lease, Liability, Current $767,000 USD
Operating Lease, Weighted Average Discount Rate, Percent 0.0766 Rate -26%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $7,789,000 USD
Deferred Tax Assets, Operating Loss Carryforwards $1,541,000 USD 19%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $90,000 USD 8.4%
Additional Paid in Capital $604,828,000 USD 6.4%
Preferred Stock, Shares Outstanding 0 shares
Operating Leases, Future Minimum Payments, Due in Two Years $1,212,000 USD
Depreciation, Depletion and Amortization $15,836,000 USD -3.8%
Share-based Payment Arrangement, Expense $9,499,000 USD 14%
Operating Leases, Future Minimum Payments, Due in Three Years $1,220,000 USD
Operating Leases, Future Minimum Payments Due $919,000 USD
Interest Expense $13,759,000 USD -5.1%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%