Update date
01 May 2026
SIERRA BANCORP financial metrics
Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.
- Public ticker
- BSRR on Nasdaq
- Latest financial report
- 01 May 2026
- Company location
- Porterville, CA
- Fiscal year end
- 31 December
Company
Names, identifiers, and filing context for this profile.
1 identity field
SEC filing record 1 source field available
Shareable Research Card
BSRR - SIERRA BANCORP Financial Facts
BSRR - SIERRA BANCORP has a source-backed company facts page for reviewing reported financial metrics, periods, and linked metric histories.
Start with the latest metric summary, then open metric histories or cross-company rankings to compare the same SEC-backed facts.
- Context
- Latest metrics period: Q1 2026
- Latest reported value
- Return On Equity 13%
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.
Return Loop
Why revisit this company facts page
Company facts change as new 10-Q and 10-K filings update the latest reported period, headline values, and cross-company comparison context.
- Latest source-backed update
- Latest metrics period Q1 2026
- Why come back
- Use the next filing cycle to compare new facts against this baseline and then verify the detailed metric history.
- Current latest metrics period: Q1 2026.
- Most recent SEC facts end date on this page: 27 Apr 2026.
- Save this filer to return when the next filing-backed metric period changes the picture.
Freshness comes from the latest SEC company facts period available for this filer and the linked metric history pages.
Latest update
Latest update for BSRR - SIERRA BANCORP
Latest financial period: Q1 2026. Reopen this facts page to verify the newest reported period against the prior baseline.
Page type
Company facts
Latest period
Q1 2026
SEC-backed company facts were refreshed from filings filed on 01 May 2026.
Benchmark Context
How Return On Equity compares
Return On Equity is up about 10% versus the comparable prior period.
Compared with
Compared with SIERRA BANCORP's recent history first. Same-industry peer context appears only when enough SEC-backed benchmark coverage exists.
Why this is notable
Return On Equity already has a self-history signal here, but same-industry benchmark context waits until the benchmark sample is strong enough.
- Latest comparable period on this page: Q1 2026.
- Peer context will appear when enough companies report a comparable value for this metric.
- Open the metric history first if you want to verify the exact period-to-period change.
Industry benchmark context uses SEC-reported values from the same methodology version. Latest periods may differ across companies.
How to read key metrics on this page
These short guides explain what the headline metrics mean, what to compare next, and where to open the live SEC-backed example for this company.
Plain-English Guide
How to read Net Income on this page
Net income is profit after operating costs, interest, taxes, and other non-operating items.
Why people care
It is the bottom-line profit figure many users recognize first, especially when they want to compare earnings with sales or cash flow.
How to read it
Use the same quarter or fiscal year comparison first, then check operating income or cash flow if the bottom line moved sharply.
Compare next
Compare it with operating income, EPS, and operating cash flow to see whether earnings are broad-based or driven by one-off items.
Net income can swing because of tax, financing, or accounting adjustments, so it is often less comparable than core operating metrics.
Open a live SEC-backed example
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Key facts
- BSRR - SIERRA BANCORP financial facts are built from SEC company filings data.
- Latest metrics period on this page: Q1 2026.
- Headline metric: Return On Equity 13%.
Change
- Return On Equity YoY change: +10%.
- Most recent SEC facts end date: 27 Apr 2026.
Research use
- This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
- Every metric card links to a deeper SEC-backed history page for verification.
Evidence
Based on latest 10-Q/10-K
View source filing
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.
Latest SEC snapshot (2026-04-27) highlights Return On Equity 12.8%, Return On Assets 1.2%, and Operating Margin 43.4%.
Valuation Snapshot
SEC-only DCF estimate using a normalized free cash flow base, cash, debt, and reported share count when available.
DCF value materially above price
Undervalued
Medium confidence
68%
fair value gap
Fair value per share
$63.83
Market price
$37.99
BSRR - Local security
PEG ratio
0.8x
P/E 10.9x / growth 14%
EPS CAGR (3Y)
Enterprise value
$679.62M
Equity value
$836M
DCF fair value scenarios
Bear
$50.67
- Growth
- 1%
- Discount
- 11%
- Terminal
- 2%
Gap 33%
Base
$63.83
- Growth
- 4%
- Discount
- 10%
- Terminal
- 2.5%
Gap 68%
Bull
$84.56
- Growth
- 7%
- Discount
- 9%
- Terminal
- 3%
Gap 123%
Base growth: DCF Growth Assumption.
Key valuation metrics
EV/Revenue
n/a
Local security market EV / SEC revenue
Revenue is unavailable or not positive
EV/EBITDA
n/a
Local security market EV / SEC EBITDA
Ebitda is unavailable or not positive
P/E
10.9x
Local security market price / SEC EPS
P/S
n/a
Local security market cap / SEC revenue
Revenue is unavailable or not positive
P/B
1.4x
Local security market cap / SEC equity
PEG
0.8x
P/E / EPS CAGR
Core assumptions
- Projection
- 5 years
- FCF growth
- 4%
- Discount rate
- 10%
- Terminal growth
- 2.5%
SEC fact inputs
- DCF base FCF
- $46.67M
- Normalized SEC FCF average
- Reported FCF
- $2.92M
- Net income
- $45.75M
- EBITDA
- n/a
- Cash
- $156.37M
- Debt
- n/a
- Equity
- $363.71M
- Shares
- 13,097,176
Data confidence notes
- Dcf base free cash flow: dcf base starts from trailing sec free cash flow
- Dcf base free cash flow: trailing free cash flow is below recent annual free cash flow, so dcf uses a normalized sec average
- Debt missing: equity value treats debt as 0
- Dcf uses fallback growth assumption because historical free cash flow growth is not positive
Compare This Company Through SEC-backed Metrics
Use these links to compare BSRR - SIERRA BANCORP against other SEC filers on the same metric, then verify the company history from the paired facts page.
NetIncomeLoss YoY
Latest value: 13%
Financial Quality Score
Transparent 0-100 scoring model based on profitability, financial health, and growth factors.
42.6/100
Caution Confidence low
Return On Equity
13%
Metric score 28.2/100
Return On Assets
1.2%
Metric score 0.0/100
Financial Health
Strengths
Operating Margin and NetIncomeLoss YoY
Watchpoints
Return On Equity and Return On Assets
Key metrics snapshot
Return On Equity
13%
YoY: +10%
Return On Assets
1.2%
YoY: +10%
Operating Margin
43%
YoY:
NetIncomeLoss YoY
13%
YoY:
Profitability
| Metric | Latest value | YoY change |
|---|---|---|
| Return On Equity | 13% | +10% |
| Return On Assets | 1.2% | +10% |
| Operating Margin | 43% |
Growth
| Metric | Latest value | YoY change |
|---|---|---|
| NetIncomeLoss YoY | 13% |
Share Metrics
| Metric | Latest value | YoY change |
|---|---|---|
| Entity Common Stock, Shares Outstanding | 13,079,184 | -5.4% |
| Common Stock, Shares, Outstanding | 13,093,184 | -5.3% |
| Common Stock, Value, Issued | $103,020,000 | -3.1% |
| Weighted Average Number of Shares Outstanding, Basic | 12,988,932 | -6% |
| Weighted Average Number of Shares Outstanding, Diluted | 13,097,176 | -5.9% |
Supporting Metrics
These supporting metrics stay fully source-backed for deeper research. Scan the latest value and reported period first, then open a metric page when you need the full filing trail.
How we score
This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.
| Metric | Weight | V1 threshold |
|---|---|---|
| ROIC | 20 | 5% to 20% |
| ROE | 15 | 8% to 25% |
| ROA | 10 | 2% to 10% |
| Operating Margin | 5 | 5% to 25% |
| Current Ratio | 12 | 1.0x to 2.0x |
| Quick Ratio | 8 | 0.8x to 1.5x |
| Debt to Equity | 10 | 0.3x to 2.0x (lower is better) |
| Revenue YoY | 10 | -10% to +20% |
| Net Income YoY | 10 | -10% to +20% |
How Calculated (standard_v1)
Metrics are computed with a market-consensus convention designed for cross-portal comparability.
- TTM Operating Income / TTM Revenues
- Current Assets / Current Liabilities (latest instant quarter)
- (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
- Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
- TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
- TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
- TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
- TTM Revenues YoY
- TTM Net Income YoY
CIK / security context first