OFG BANCORP financial data

Symbol
OFG on NYSE
Location
San Juan, PR
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 807% % -0.73%
Return On Equity 15% % -3.3%
Return On Assets 1.7% % -2.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 43,955,219 shares -4.2%
Common Stock, Shares, Outstanding 44,264,922 shares -4.9%
Entity Public Float $1,744,000,000 USD 42%
Common Stock, Value, Issued $59,885,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 44,430,000 shares -4.6%
Weighted Average Number of Shares Outstanding, Diluted 44,658,000 shares -4.7%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $0 USD
Costs and Expenses $0 USD
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $239,485,000 USD -11%
Income Tax Expense (Benefit) $39,927,000 USD -47%
Net Income (Loss) Attributable to Parent $199,558,000 USD 2.6%
Earnings Per Share, Basic 4 USD/shares 6.2%
Earnings Per Share, Diluted 4 USD/shares 7%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $740,349,000 USD 8.8%
Deferred Income Tax Assets, Net $7,468,000 USD 81%
Property, Plant and Equipment, Net $100,760,000 USD -4.3%
Operating Lease, Right-of-Use Asset $22,694,000 USD 11%
Intangible Assets, Net (Excluding Goodwill) $11,086,000 USD -32%
Goodwill $84,241,000 USD 0%
Assets $12,229,812,000 USD 6.7%
Deferred Income Tax Liabilities, Net $50,298,000 USD -13%
Liabilities $10,854,395,000 USD 7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $27,301,000 USD 17%
Retained Earnings (Accumulated Deficit) $866,826,000 USD 17%
Stockholders' Equity Attributable to Parent $1,375,417,000 USD 4.3%
Liabilities and Equity $12,229,812,000 USD 6.7%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $83,071,000 USD 36%
Net Cash Provided by (Used in) Financing Activities $133,711,000 USD
Net Cash Provided by (Used in) Investing Activities $97,319,000 USD -160%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 59,885,234 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $119,463,000 USD 1821%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $740,349,000 USD 8.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities $39,902,000 USD 1.2%
Deferred Tax Assets, Valuation Allowance $5,421,000 USD -29%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.38 pure 0%
Deferred Tax Assets, Gross $156,584,000 USD -6.6%
Operating Lease, Liability $24,681,000 USD 9.2%
Payments to Acquire Property, Plant, and Equipment $4,350,000 USD -30%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $205,247,000 USD -29%
Lessee, Operating Lease, Liability, to be Paid $29,138,000 USD 7.1%
Property, Plant and Equipment, Gross $197,852,000 USD 9.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,467,000 USD 28%
Lessee, Operating Lease, Liability, to be Paid, Year One $7,539,000 USD 4.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) $2,821,000 USD -174%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,457,000 USD -3.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,117,000 USD 23%
Deferred Tax Assets, Operating Loss Carryforwards $4,900,000 USD -25%
Unrecognized Tax Benefits $1,005,000 USD 7.4%
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,527,000 USD 8.9%
Operating Lease, Payments $2,299,000 USD -11%
Additional Paid in Capital $641,350,000 USD 0.29%
Amortization of Intangible Assets $5,066,000 USD -19%
Depreciation, Depletion and Amortization $20,295,000 USD -2.8%
Deferred Tax Assets, Net of Valuation Allowance $151,163,000 USD -5.6%
Interest Expense $114,246,000 USD 194%