INSPERITY, INC. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
NSP on NYSE
Location
Kingwood, TX
Fiscal year end
31 December
Latest financial report
11 Feb 2026

Quick Takeaways

  • NSP - INSPERITY, INC. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity -9.8%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-110%</span>.
  • Most recent SEC facts end date: 03 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-02-03) highlights Return On Equity -9.8%, Return On Assets -0.3%, and Operating Margin -0.1%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

29.4/100

Weak Confidence medium

Return On Equity

-9.8%

Metric score 0.0/100

Return On Assets

-0.29%

Metric score 0.0/100

Financial Health

Current Ratio
1.06x
Quick Ratio
0.41x

Strengths

Current Ratio

Watchpoints

Return On Equity, Return On Assets, and Operating Margin

Key metrics snapshot

Return On Equity

-9.8%

YoY: -110%

Industry median: -0.64% (n=25)

View history

Return On Assets

-0.29%

YoY: -108%

Industry median: -6.8% (n=24)

View history

Operating Margin

-0.15%

YoY: -108%

Industry median: -5.5% (n=21)

View history

Current Ratio

1.06x

YoY: -1.6%

Industry median: 1.29x (n=25)

View history

Quick Ratio

0.41x

YoY: -25%

Industry median: 0.88x (n=21)

View history

Revenues YoY

3.5%

YoY:

Industry median: -3.2% (n=21)

View history

NetIncomeLoss YoY

-108%

YoY:

Industry median: -12% (n=23)

View history

Profitability

Metric Latest value YoY change
Return On Equity -9.8% -110%
Return On Assets -0.29% -108%
Operating Margin -0.15% -108%

Financial Health

Metric Latest value YoY change
Current Ratio 1.06x -1.6%
Quick Ratio 0.41x -25%

Growth

Metric Latest value YoY change
Revenues YoY 3.5%
NetIncomeLoss YoY -108%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 37,728,423 +1.3%
Common Stock, Shares, Outstanding 37,700,000 +1.3%
Common Stock, Value, Issued $1,000,000 0%
Weighted Average Number of Shares Outstanding, Basic 38,000,000 0%
Weighted Average Number of Shares Outstanding, Diluted 38,000,000 0%

Additional Metrics

Metric Latest value YoY change
Revenue from Contract with Customer, Excluding Assessed Tax $6,812,000,000 +3.5%
General and Administrative Expense $203,000,000 -9.4%
Operating Income (Loss) $10,000,000 -109%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $4,000,000 -103%
Income Tax Expense (Benefit) $3,000,000 -91%
Earnings Per Share, Basic -0.19 -108%
Earnings Per Share, Diluted -0.19 -108%
Cash and Cash Equivalents, at Carrying Value $642,000,000 -38%
Marketable Securities, Current $18,000,000 +12%
Cash, Cash Equivalents, and Short-term Investments $660,000,000 -37%
Accounts Receivable, after Allowance for Credit Loss, Current $6,000,000 -33%
Other Assets, Current $119,000,000 +11%
Assets, Current $1,722,000,000 -17%
Deferred Income Tax Assets, Net $22,000,000 -35%
Property, Plant and Equipment, Net $177,000,000 -7.8%
Operating Lease, Right-of-Use Asset $63,000,000 -3.1%
Other Assets, Noncurrent $41,000,000 +215%
Assets $2,203,000,000 -15%
Accounts Payable, Current $6,000,000 -40%
Accrued Liabilities, Current $114,000,000 -2.6%
Liabilities, Current $1,620,000,000 -16%
Operating Lease, Liability, Noncurrent $66,000,000 0%
Retained Earnings (Accumulated Deficit) $638,000,000 -14%
Stockholders' Equity Attributable to Parent $46,000,000 -53%
Liabilities and Equity $2,203,000,000 -15%
Common Stock, Shares Authorized 120,000,000 0%
Common Stock, Shares, Issued 55,500,000 0%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $945,000,000 -30%
Deferred Tax Assets, Valuation Allowance $1,000,000 0%
Deferred Tax Assets, Gross $57,000,000 -17%
Operating Lease, Liability $85,000,000 0%
Lessee, Operating Lease, Liability, to be Paid $97,000,000 -1%
Property, Plant and Equipment, Gross $604,000,000 +4%
Operating Lease, Liability, Current $19,000,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Two $22,000,000 +10%
Lessee, Operating Lease, Liability, to be Paid, Year One $23,000,000 0%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $12,000,000 -7.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three $18,000,000 0%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 20,000,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $12,000,000 -7.7%
Deferred Tax Assets, Net of Valuation Allowance $56,000,000 -18%
Share-based Payment Arrangement, Expense $61,000,000 0%
Interest Expense $24,000,000 -14%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY