UNITED COMMUNITY BANKS INC financial data

Symbol
UCB on NYSE
Location
Greenville, SC
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 17 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 681% % -4.4%
Return On Equity 9.2% % 22%
Return On Assets 1.2% % 27%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 119,613,176 shares 0.14%
Common Stock, Shares, Outstanding 120,598,266 shares 1%
Entity Public Float $3,601,588,221 USD 19%
Common Stock, Value, Issued $120,598,000 USD 1%
Weighted Average Number of Shares Outstanding, Basic 121,309,000 shares 1.3%
Weighted Average Number of Shares Outstanding, Diluted 121,437,000 shares 1.3%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,063,152,000 USD 12%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $422,412,000 USD 31%
Income Tax Expense (Benefit) $94,317,000 USD 34%
Net Income (Loss) Attributable to Parent $328,095,000 USD 30%
Earnings Per Share, Basic 2.62 USD/shares 28%
Earnings Per Share, Diluted 2.62 USD/shares 28%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $75,861,000 USD -22%
Property, Plant and Equipment, Net $393,714,000 USD -0.14%
Operating Lease, Right-of-Use Asset $37,045,000 USD -13%
Goodwill $925,119,000 USD 2%
Assets $28,002,554,000 USD 1%
Liabilities $24,363,868,000 USD 0.31%
Accumulated Other Comprehensive Income (Loss), Net of Tax $150,572,000 USD 29%
Retained Earnings (Accumulated Deficit) $914,261,000 USD 28%
Stockholders' Equity Attributable to Parent $3,638,686,000 USD 6%
Liabilities and Equity $28,002,554,000 USD 1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $98,632,000 USD 11%
Net Cash Provided by (Used in) Financing Activities $74,786,000 USD
Net Cash Provided by (Used in) Investing Activities $56,579,000 USD 54%
Common Stock, Shares Authorized 200,000,000 shares 0%
Common Stock, Shares, Issued 120,598,266 shares 1%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $116,839,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $395,754,000 USD -24%
Deferred Tax Assets, Valuation Allowance $1,088,000 USD -7.2%
Deferred Tax Assets, Gross $165,851,000 USD -10%
Operating Lease, Liability $38,361,000 USD -15%
Payments to Acquire Property, Plant, and Equipment $4,313,000 USD -69%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $390,442,000 USD 40%
Lessee, Operating Lease, Liability, to be Paid $42,746,000 USD -14%
Property, Plant and Equipment, Gross $580,245,000 USD 1.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two $9,600,000 USD -8.3%
Lessee, Operating Lease, Liability, to be Paid, Year One $10,020,000 USD -4%
Operating Lease, Weighted Average Discount Rate, Percent 0.036 pure 2.9%
Deferred Income Tax Expense (Benefit) $168,000 USD -96%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $4,385,000 USD -8.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three $6,537,000 USD -30%
Deferred Tax Assets, Operating Loss Carryforwards $15,154,000 USD 7.2%
Preferred Stock, Shares Issued 0 shares -100%
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $4,225,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid, Year Four $4,950,000 USD -22%
Additional Paid in Capital $2,754,399,000 USD 1.1%
Preferred Stock, Shares Outstanding 0 shares -100%
Amortization of Intangible Assets $13,079,000 USD -10%
Interest Expense $531,680,000 USD 155%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%