Citizens & Northern Corp financial data

Symbol
CZNC on Nasdaq
Location
90 92 Main St, Wellsboro, PA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 823 % -5.18%
Return On Assets 1.03 % +21%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17.8M shares +15.5%
Common Stock, Shares, Outstanding 15.5M shares +0.76%
Entity Public Float 264M USD -7.83%
Weighted Average Number of Shares Outstanding, Basic 15.4M shares +0.86%
Weighted Average Number of Shares Outstanding, Diluted 15.4M shares +0.86%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 33.4M USD +20.6%
Income Tax Expense (Benefit) 6.24M USD +10.8%
Net Income (Loss) Attributable to Parent 27.1M USD +23.1%
Earnings Per Share, Basic 1 USD/shares +22.2%
Earnings Per Share, Diluted 1 USD/shares +22.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 123M USD -33.2%
Deferred Income Tax Assets, Net 16.8M USD -1.69%
Property, Plant and Equipment, Net 21.1M USD -2.24%
Operating Lease, Right-of-Use Asset 3.15M USD -11.7%
Goodwill 52.5M USD 0%
Assets 2.66B USD -0.25%
Liabilities 2.37B USD -0.98%
Accumulated Other Comprehensive Income (Loss), Net of Tax -26M USD +13.4%
Retained Earnings (Accumulated Deficit) 172M USD +6.06%
Stockholders' Equity Attributable to Parent 294M USD +6.01%
Liabilities and Equity 2.66B USD -0.25%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.58M USD -72.4%
Net Cash Provided by (Used in) Financing Activities -8.85M USD -459%
Net Cash Provided by (Used in) Investing Activities -4.17M USD +77.6%
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 16M shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -11.4M USD -9.65%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 121M USD -33%
Interest Paid, Excluding Capitalized Interest, Operating Activities 11.3M USD +5.82%
Deferred Tax Assets, Gross 20.7M USD +2.19%
Operating Lease, Liability 3.15M USD -11.7%
Payments to Acquire Property, Plant, and Equipment 542K USD -27.2%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 31.2M USD -39.8%
Lessee, Operating Lease, Liability, to be Paid 3.35M USD -12.4%
Property, Plant and Equipment, Gross 51.6M USD +0.51%
Lessee, Operating Lease, Liability, to be Paid, Year Two 595K USD +0.34%
Lessee, Operating Lease, Liability, to be Paid, Year One 671K USD +7.71%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) 759K USD +124%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 199K USD -21.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 518K USD -2.81%
Deferred Tax Assets, Operating Loss Carryforwards 423K USD -21.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 30K shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 419K USD -17.7%
Additional Paid in Capital 143M USD +0.1%
Amortization of Intangible Assets 415K USD +5.33%
Depreciation, Depletion and Amortization 553K USD +8.64%
Share-based Payment Arrangement, Expense 1.3M USD
Interest Expense 39M USD +191%
Preferred Stock, Par or Stated Value Per Share 1K USD/shares 0%