Citizens & Northern Corp financial data

Symbol
CZNC on Nasdaq
Industry
State Commercial Banks
Location
90 92 Main St, Wellsboro, PA
State of incorporation
PA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2024 - Nov 6, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 868 % -2.58%
Return On Assets 0.86 % -24%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 15.4M shares +0.91%
Common Stock, Shares, Outstanding 15.4M shares +0.91%
Entity Public Float 286M USD -20.2%
Weighted Average Number of Shares Outstanding, Basic 15.3M shares +0.74%
Weighted Average Number of Shares Outstanding, Diluted 15.3M shares +0.74%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 27.7M USD -18.9%
Income Tax Expense (Benefit) 5.63M USD -12.7%
Net Income (Loss) Attributable to Parent 22M USD -20.3%
Earnings Per Share, Basic 1.44 USD/shares -19.6%
Earnings Per Share, Diluted 1.44 USD/shares -19.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 184M USD +250%
Deferred Income Tax Assets, Net 17M USD -28.2%
Property, Plant and Equipment, Net 21.5M USD +1.27%
Operating Lease, Right-of-Use Asset 3.57M USD -13.6%
Goodwill 52.5M USD 0%
Assets 2.67B USD +7.52%
Liabilities 2.39B USD +6.68%
Accumulated Other Comprehensive Income (Loss), Net of Tax -30.1M USD +49.7%
Retained Earnings (Accumulated Deficit) 162M USD +3.11%
Stockholders' Equity Attributable to Parent 277M USD +15.4%
Liabilities and Equity 2.67B USD +7.52%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 5.73M USD -40%
Net Cash Provided by (Used in) Financing Activities 2.46M USD
Net Cash Provided by (Used in) Investing Activities -18.6M USD -170%
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 16M shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -10.4M USD -558%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 181M USD +275%
Interest Paid, Excluding Capitalized Interest, Operating Activities 10.7M USD +120%
Deferred Tax Assets, Gross 20.2M USD -11.8%
Operating Lease, Liability 3.57M USD -13.6%
Payments to Acquire Property, Plant, and Equipment 744K USD +170%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 51.8M USD +113%
Lessee, Operating Lease, Liability, to be Paid 3.82M USD -14.3%
Property, Plant and Equipment, Gross 51.4M USD -1.88%
Lessee, Operating Lease, Liability, to be Paid, Year Two 593K USD -4.66%
Lessee, Operating Lease, Liability, to be Paid, Year One 623K USD -3.11%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) 339K USD -35.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 254K USD -23.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 533K USD -10.1%
Deferred Tax Assets, Operating Loss Carryforwards 541K USD -17.9%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 30K shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 509K USD -4.32%
Additional Paid in Capital 143M USD -0.53%
Amortization of Intangible Assets 394K USD -5.29%
Depreciation, Depletion and Amortization 509K USD -10.7%
Share-based Payment Arrangement, Expense 1.3M USD
Interest Expense 39M USD +191%
Preferred Stock, Par or Stated Value Per Share 1K USD/shares 0%