FRANKLIN FINANCIAL SERVICES CORP /PA/ financial data

Symbol
FRAF on Nasdaq
Location
Chambersburg, PA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 13 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1296% % -6.4%
Return On Assets 0.94% % 77%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,482,893 shares 0.55%
Common Stock, Shares, Outstanding 4,481,149 shares 1.2%
Entity Public Float $139,866,553 USD 26%
Common Stock, Value, Issued $4,711,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 4,463,000 shares 1.4%
Weighted Average Number of Shares Outstanding, Diluted 4,476,000 shares 1.4%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $26,267,000 USD 97%
Income Tax Expense (Benefit) $5,041,000 USD 127%
Net Income (Loss) Attributable to Parent $21,226,000 USD 91%
Earnings Per Share, Basic 4.76 USD/shares 89%
Earnings Per Share, Diluted 4.74 USD/shares 89%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $127,721,000 USD -37%
Deferred Income Tax Assets, Net $7,881,000 USD -27%
Property, Plant and Equipment, Net $27,138,000 USD -6.5%
Operating Lease, Right-of-Use Asset $3,657,000 USD -11%
Goodwill $9,016,000 USD 0%
Assets $2,239,018,000 USD 1.9%
Liabilities $2,063,776,000 USD 0.52%
Accumulated Other Comprehensive Income (Loss), Net of Tax $21,589,000 USD 39%
Retained Earnings (Accumulated Deficit) $154,844,000 USD 11%
Stockholders' Equity Attributable to Parent $175,242,000 USD 21%
Liabilities and Equity $2,239,018,000 USD 1.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $8,823,000 USD 21%
Net Cash Provided by (Used in) Financing Activities $50,837,000 USD -70%
Net Cash Provided by (Used in) Investing Activities $38,317,000 USD -112%
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 4,710,972 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $127,721,000 USD -37%
Interest Paid, Excluding Capitalized Interest, Operating Activities $12,146,000 USD 23%
Deferred Tax Assets, Gross $12,814,000 USD -19%
Operating Lease, Liability $3,840,000 USD -9.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $35,145,000 USD 113%
Lessee, Operating Lease, Liability, to be Paid $4,712,000 USD -10%
Property, Plant and Equipment, Gross $49,080,000 USD 0.05%
Lessee, Operating Lease, Liability, to be Paid, Year Two $467,000 USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year One $601,000 USD -12%
Operating Lease, Weighted Average Discount Rate, Percent 0.0364 pure 4.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $872,000 USD -13%
Lessee, Operating Lease, Liability, to be Paid, Year Three $416,000 USD -1.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $420,000 USD 6.9%
Operating Lease, Payments $178,000 USD -5.8%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $34,840,000 USD 180%