FRANKLIN FINANCIAL SERVICES CORP /PA/ financial data

Symbol
FRAF on Nasdaq
Location
Chambersburg, PA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 10 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1358% % 0.38%
Return On Assets 0.69% % -1.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,479,037 shares 1.4%
Common Stock, Shares, Outstanding 4,478,089 shares 1.3%
Entity Public Float $110,945,381 USD 2.7%
Common Stock, Value, Issued $4,711,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 4,474,000 shares 1.4%
Weighted Average Number of Shares Outstanding, Diluted 4,498,000 shares 1.7%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $19,315,000 USD 15%
Income Tax Expense (Benefit) $3,644,000 USD 32%
Net Income (Loss) Attributable to Parent $15,671,000 USD 11%
Earnings Per Share, Basic 3 USD/shares 10%
Earnings Per Share, Diluted 3 USD/shares 11%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $188,144,000 USD -20%
Deferred Income Tax Assets, Net $8,252,000 USD -9.7%
Property, Plant and Equipment, Net $28,370,000 USD -2.7%
Operating Lease, Right-of-Use Asset $3,796,000 USD -11%
Goodwill $9,016,000 USD 0%
Assets $2,297,077,000 USD 6.8%
Liabilities $2,130,734,000 USD 6.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $25,806,000 USD 16%
Retained Earnings (Accumulated Deficit) $150,279,000 USD 7%
Stockholders' Equity Attributable to Parent $166,343,000 USD 11%
Liabilities and Equity $2,297,077,000 USD 6.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $8,823,000 USD 21%
Net Cash Provided by (Used in) Financing Activities $50,837,000 USD -70%
Net Cash Provided by (Used in) Investing Activities $38,317,000 USD -112%
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 4,710,972 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $188,144,000 USD -20%
Interest Paid, Excluding Capitalized Interest, Operating Activities $12,146,000 USD 23%
Deferred Tax Assets, Gross $15,745,000 USD -6.9%
Operating Lease, Liability $3,968,000 USD -9.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $20,750,000 USD -47%
Lessee, Operating Lease, Liability, to be Paid $4,874,000 USD -10%
Property, Plant and Equipment, Gross $49,056,000 USD 0.83%
Lessee, Operating Lease, Liability, to be Paid, Year Two $455,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid, Year One $597,000 USD -12%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $906,000 USD -13%
Lessee, Operating Lease, Liability, to be Paid, Year Three $416,000 USD -1.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $420,000 USD 6.9%
Operating Lease, Payments $178,000 USD -5.8%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $34,840,000 USD 180%