Turtle Creek Asset Management Inc. - 31 Dec 2025 SCHEDULE 13G/A Report for BREAD FINANCIAL HOLDINGS, INC. Common Stock (BFH)

Filing Manager: Turtle Creek Asset Management Inc.
Reporting Manager: Turtle Creek Asset Management Inc.
Security: BREAD FINANCIAL HOLDINGS, INC. Common Stock
Symbol: BFH
Shares outstanding: 45,561,286 shares
Disclosed Ownership: 2,551,432 shares
Ownership: 5.6%
Form type: SCHEDULE 13G/A
Filing time: 17 Feb 2026, 16:26:57 UTC
Date of event: 31 Dec 2025
Previous filing: 14 Feb 2025
SEC: View on sec.gov

Reporting Managers (1)

Name	Ownership	Shares Owned	sole voting power	shared voting power	Signature	Title	CIK
Turtle Creek Asset Management Inc.	5.6%	2,551,432	2,551,432	0	/s/ Meaghan Einav	Meaghan Einav, Chief Compliance Officer