Savneet Singh - 17 Mar 2026 Form 4 Insider Report for COMMUNITY FINANCIAL SYSTEM, INC. (CBU)

Reporting relationship: Director
Issuer ticker: CBU
Reported as of: 17 Mar 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 18 Mar 2026, 14:11:56 UTC
Prior SEC filing: 05 Mar 2026
Next SEC filing: 13 May 2026
Source filing: View source filing
Reporting owner signature: /s/ Danielle M. Cima, pursuant to Confirming Statement executed by Savneet Singh

Key filing fact

Savneet Singh filed Form 4 for COMMUNITY FINANCIAL SYSTEM, INC. (CBU) on 18 Mar 2026.

Key facts

This page summarizes Savneet Singh's Form 4 filing for COMMUNITY FINANCIAL SYSTEM, INC. (CBU).
1 reported transaction and 2 derivative rows are listed below.
Accepted by SEC: 18 Mar 2026, 14:11.

Change

Previous filing in this sequence was filed on 05 Mar 2026.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001738659 Primary reporting owner

Singh Savneet

Relationship: Director
Address: C/O COMMUNITY FINANCIAL SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT
Signature: /s/ Danielle M. Cima, pursuant to Confirming Statement executed by Savneet Singh
Signature date: 18 Mar 2026

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CBU transaction Derivative

Phantom Stock (Deferred Stock Units)

Award

Transaction value
Shares: +1,220
Change %: +97%
Price: $0.000000^*
Shares after: 2,475
Date: 17 Mar 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,220
Exercise price
Footnotes: F3, F4

CBU holding Derivative

Deferred Stock (Deferred Compensation)

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 1,377
Date: 17 Mar 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,377
Exercise price
Footnotes: F1, F2

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

Each unit of phantom stock is the economic equivalent of one share of Community Financial System, Inc. common stock. The units of phantom stock relating to the Deferred Compensation Plan for Directors (the "DCP for Directors"), will be settled in Community Financial System, Inc. common stock at future dates selected by the reporting person.

Footnote F2

Includes 7.8928 units of phantom stock acquired as dividend equivalents on January 12, 2026 under the DCP for Directors.

Footnote F3

The reporting person has received deferred stock units under the Community Financial System, Inc. 2022 Long-Term Incentive Plan, as amended (the "LTIP"). Each phantom stock unit which represents a deferred stock unit is the economic equivalent of one share of Community Financial System, Inc. common stock and will be settled in common stock at a predetermined date.

Footnote F4

Includes 9.6079 units of phantom stock acquired on January 12, 2026 under the LTIP's dividend reinvestment feature.