Tomas Cruz Hernanz - 09 Mar 2026 Form 4 Insider Report for ENCORE CAPITAL GROUP INC (ECPG)

Reporting relationship: EVP, CFO & TREASURER
Issuer ticker: ECPG
Reported as of: 09 Mar 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 11 Mar 2026, 16:54:14 UTC
Prior SEC filing: 10 Apr 2025
Source filing: View source filing
Reporting owner signature: /s/ Michael Chin, Attorney-in-Fact for Tomas Hernanz

Filing notes and source

Key filing fact

Tomas Cruz Hernanz filed Form 4 for ENCORE CAPITAL GROUP INC (ECPG) on 11 Mar 2026.

Key facts

This page summarizes Tomas Cruz Hernanz's Form 4 filing for ENCORE CAPITAL GROUP INC (ECPG).
3 reported transactions and 0 derivative rows are listed below.
Accepted by SEC: 11 Mar 2026, 16:54.

Change

Previous filing in this sequence was filed on 10 Apr 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002064220 Primary reporting owner

Hernanz Tomas Cruz

Relationship: EVP, CFO & TREASURER
Address: 350 CAMINO DE LA REINA, SUITE 100, SAN DIEGO
Signature: /s/ Michael Chin, Attorney-in-Fact for Tomas Hernanz
Signature date: 11 Mar 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

ECPG transaction

Common Stock

Award

Transaction value
Shares: +8,065
Change %: +33%
Price: $0.000000^*
Shares after: 32,291
Date: 09 Mar 2026
Ownership: Direct
Footnotes: F1

ECPG transaction

Common Stock

Award

Transaction value
Shares: +4,430
Change %: +14%
Price: $0.000000^*
Shares after: 36,721
Date: 09 Mar 2026
Ownership: Direct
Footnotes: F2

ECPG transaction

Common Stock

Tax liability

Transaction value
Shares: -4,148
Change %: -11%
Price: $68.19^*
Shares after: 32,573
Date: 09 Mar 2026
Ownership: Direct
Footnotes: F3

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 3 footnotes

Footnote F1

Grant to the reporting person on March 9, 2026 of restricted stock units ("RSUs") under the Encore Capital Group, Inc. 2017 Incentive Award Plan. The RSUs are subject to vesting and vest in annual installments over a three-year period, with one-third vesting on March 9, 2027, one-third vesting on March 9, 2028, and the remaining one-third vesting on March 9, 2029.

Footnote F2

Represents performance stock units granted on March 9, 2025 under the Encore Capital Group, Inc. 2017 Incentive Award Plan for which performance conditions have been satisfied. These performance stock units vest on March 9, 2028.

Footnote F3

Disposal relates to the withholding of securities for the payment of the tax liability incident to the vesting of stock units.