Richard A. McCarty - 31 Dec 2025 Form 4 Insider Report for Oak Valley Bancorp (OVLY)

Reporting relationship: President & COO
Issuer ticker: OVLY
Reported as of: 31 Dec 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 03 Mar 2026, 12:49:04 UTC
Prior SEC filing: 13 Mar 2025
Source filing: View source filing
Reporting owner signature: /s/ Richard A McCarty

Key filing fact

Richard A. McCarty filed Form 4 for Oak Valley Bancorp (OVLY) on 03 Mar 2026.

Key facts

This page summarizes Richard A. McCarty's Form 4 filing for Oak Valley Bancorp (OVLY).
7 reported transactions and 0 derivative rows are listed below.
Accepted by SEC: 03 Mar 2026, 12:49.

Change

Previous filing in this sequence was filed on 13 Mar 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001442248 Primary reporting owner

McCarty Richard A.

Relationship: President & COO
Address: 125 NORTH THIRD AVENUE, OAKDALE
Signature: /s/ Richard A McCarty
Signature date: 02 Mar 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

OVLY transaction

Common Stock

Discretionary transaction in accordance with Rule 16b-3(f) resulting in acquisition or disposition of issuer securities

Transaction value
Shares: +1,428
Change %: +2.5%
Price
Shares after: 58,143
Date: 31 Dec 2025
Ownership: Direct
Footnotes: F1, F2

OVLY transaction

Common Stock

Tax liability

Transaction value
Shares: -213
Change %: -0.37%
Price
Shares after: 57,930
Date: 27 Feb 2026
Ownership: Direct
Footnotes: F3

OVLY transaction

Common Stock

Tax liability

Transaction value
Shares: -215
Change %: -0.37%
Price
Shares after: 57,715
Date: 27 Feb 2026
Ownership: Direct
Footnotes: F4

OVLY transaction

Common Stock

Tax liability

Transaction value
Shares: -190
Change %: -0.33%
Price
Shares after: 57,525
Date: 27 Feb 2026
Ownership: Direct
Footnotes: F5

OVLY transaction

Common Stock

Tax liability

Transaction value
Shares: -246
Change %: -0.43%
Price
Shares after: 57,279
Date: 27 Feb 2026
Ownership: Direct
Footnotes: F6

OVLY transaction

Common Stock

Tax liability

Transaction value
Shares: -417
Change %: -0.73%
Price
Shares after: 56,862
Date: 27 Feb 2026
Ownership: Direct
Footnotes: F7

OVLY transaction

Common Stock

Award

Transaction value
Shares: +4,070
Change %: +7.2%
Price
Shares after: 60,932
Date: 27 Feb 2026
Ownership: Direct
Footnotes: F8, F9, F10

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 10 footnotes

Footnote F1

Shares acquired through company 401k plan. Purchase transactions occur under 10b5-1 purchase plan with various dates and pricing.

Footnote F2

Adjustment to holdings for shares acquired through 401k profit sharing plan in 2025.

Footnote F3

Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2021 vested 2/27/2026

Footnote F4

Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2022 vested 2/27/2026

Footnote F5

Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2023 vested 2/27/2026

Footnote F6

Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2024 vested 2/27/2026

Footnote F7

Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2025 vested 2/27/2026

Footnote F8

Award of restricted stock to executive employee pursuant to Stock Incentive Plan.

Footnote F9

Each restricted stock share that is unvested is subject to certain restrictions on disposition as well as certain forfeiture rights, which will lapse upon vesting.

Footnote F10

The restricted stock will vest 20% annually on the following dates: 2/28/2027 2/28/2028 2/28/2029 2/28/2030 2/28/2031