Jonathan Kirkwood - 26 Feb 2026 Form 4 Insider Report for Fold Holdings, Inc. (FLD)

Reporting relationship: Director, 10%+ Owner
Issuer ticker: FLD
Reported as of: 26 Feb 2026
Net transaction value: $0
SEC form: 4
Accepted by SEC: 02 Mar 2026, 21:29:42 UTC
Prior SEC filing: 18 Feb 2026
Next SEC filing: 02 Jun 2026
Source filing: View source filing
Reporting owner signature: /s/ Jonathan Kirkwood

Key filing fact

Jonathan Kirkwood filed Form 4 for Fold Holdings, Inc. (FLD) on 02 Mar 2026.

Key facts

This page summarizes Jonathan Kirkwood's Form 4 filing for Fold Holdings, Inc. (FLD).
2 reported transactions and 1 derivative row are listed below.
Accepted by SEC: 02 Mar 2026, 21:29.

Change

Previous filing in this sequence was filed on 18 Feb 2026.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002057403 Primary reporting owner

Kirkwood Jonathan

Relationship: Director, 10%+ Owner
Address: C/O FOLD HOLDINGS, INC.,, 2942 NORTH 24TH STREET, SUITE 115,#42035, PHOENIX
Signature: /s/ Jonathan Kirkwood
Signature date: 02 Mar 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

FLD transaction

Common Stock

Award

Transaction value
Shares: +20,800
Change %: +69%
Price
Shares after: 50,800
Date: 26 Feb 2026
Ownership: Through SATS Credit Fund LP
Footnotes: F1, F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

FLD transaction Derivative

7.0% Convertible Note

Other

Transaction value
Shares: -148,000
Change %: -100%
Price
Shares after: 0
Date: 26 Feb 2026
Ownership: Through SATS Credit Fund LP
Underlying class: Common Stock
Underlying amount: 148,000
Exercise price: $12.50
Footnotes: F3

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 3 footnotes

Footnote F1

SATS Credit Fund LP entered into a transaction with the Issuer on February 26, 2026 pursuant to which it purchased a Senior Unsecured Promissory Note and 520,000 shares of Common Stock from the Issuer for the aggregate purchase price of $13,000,000.

Footnote F2

The reporting person is the managing member of SATS Credit Fund GP LLC, which is the general partner of SATS Credit Fund LP.

Footnote F3

On February 26, 2026, the convertible note (convertible into approximately 3.7 million shares of Common Stock pursuant to the terms therein), previously purchased from the Issuer on March, 2025, was redeemed without ever being exercised. For additional information regarding the transaction, see the Form 8-K filed by the Issuer with the SEC on February 26, 2026.