William C. Losch III - 17 Feb 2026 Form 4 Insider Report for Live Oak Bancshares, Inc. (LOB)

Reporting relationship: President
Issuer ticker: LOB
Reported as of: 17 Feb 2026
Net transaction value: -$22,902
SEC form: 4
Accepted by SEC: 19 Feb 2026, 17:01:37 UTC
Prior SEC filing: 17 Feb 2026
Source filing: View source filing
Reporting owner signature: /s/ Jonathan A. Greene, By Power of Attorney

Key filing fact

William C. Losch III filed Form 4 for Live Oak Bancshares, Inc. (LOB) on 19 Feb 2026.

Key facts

This page summarizes William C. Losch III's Form 4 filing for Live Oak Bancshares, Inc. (LOB).
3 reported transactions and 7 derivative rows are listed below.
Accepted by SEC: 19 Feb 2026, 17:01.

Change

Previous filing in this sequence was filed on 17 Feb 2026.
Current net transaction value: -$22,902.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001453279 Primary reporting owner

Losch William C III

Relationship: President
Address: 1741 TIBURON DRIVE, WILMINGTON
Signature: /s/ Jonathan A. Greene, By Power of Attorney
Signature date: 19 Feb 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

LOB transaction

Voting Common Stock

Options Exercise

Transaction value
Shares: +1,264
Change %: +0.6%
Price
Shares after: 212,840
Date: 17 Feb 2026
Ownership: Direct
Footnotes: F1

LOB transaction

Voting Common Stock

Tax liability

Transaction value: $22,902
Shares: -562
Change %: -0.26%
Price: $40.75
Shares after: 212,278
Date: 17 Feb 2026
Ownership: Direct

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

LOB transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -1,264
Change %: -50%
Price: $0.000000
Shares after: 1,264
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 1,264
Exercise price
Footnotes: F1, F2

LOB holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 33,050
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 33,050
Exercise price
Footnotes: F1, F3

LOB holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 35,846
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 35,846
Exercise price
Footnotes: F1, F4

LOB holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 52,694
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 52,694
Exercise price
Footnotes: F1, F5

LOB holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 36,123
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 36,123
Exercise price
Footnotes: F1, F6

LOB holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 42,000
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 42,000
Exercise price
Footnotes: F1, F7

LOB holding Derivative

Restricted Stock Units

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 150,000
Date: 17 Feb 2026
Ownership: Direct
Underlying class: Voting Common Stock
Underlying amount: 150,000
Exercise price
Footnotes: F1, F8

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 8 footnotes

Footnote F1

Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.

Footnote F2

The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.

Footnote F3

The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.

Footnote F4

The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

Footnote F5

The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.

Footnote F6

The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.

Footnote F7

The RSUs vest in five equal annual installments beginning on August 10, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.

Footnote F8

The RSUs vest in five equal annual installments beginning on August 25, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.

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