James P. Chiaro - 31 Dec 2025 Form 5 Insider Report for PEOPLES FINANCIAL SERVICES CORP. (PFIS)

Reporting relationship: EVP/CHIEF INV SERVICES OFFICER
Issuer ticker: PFIS
Reported as of: 31 Dec 2025
Net transaction value: $0
SEC form: 5
Accepted by SEC: 13 Feb 2026, 16:02:35 UTC
Prior SEC filing: 14 Feb 2025
Source filing: View source filing
Reporting owner signature: /s/ James M. Bone, Jr., As Attorney in Fact for James Chiaro

Key filing fact

James P. Chiaro filed Form 5 for PEOPLES FINANCIAL SERVICES CORP. (PFIS) on 13 Feb 2026.

Key facts

This page summarizes James P. Chiaro's Form 5 filing for PEOPLES FINANCIAL SERVICES CORP. (PFIS).
1 reported transaction and 0 derivative rows are listed below.
Accepted by SEC: 13 Feb 2026, 16:02.

Change

Previous filing in this sequence was filed on 14 Feb 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Official SEC source

Ownership activity is grounded in SEC Form 5 disclosures.

View source filing

Reporting Owners (1)

CIK 0001949212 Primary reporting owner

Chiaro James P

Relationship: EVP/CHIEF INV SERVICES OFFICER
Address: C/O PEOPLES SECURITY BANK & TRUST CO., 30 E D PREATE DRIVE, MOOSIC
Signature: /s/ James M. Bone, Jr., As Attorney in Fact for James Chiaro
Signature date: 13 Feb 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

PFIS transaction

Common Stock

Award

Transaction value: $0
Shares: +9
Change %: +5.5%
Price: $0.000000
Shares after: 167
Date: 31 Dec 2025
Ownership: By IRA
Footnotes: F1

PFIS holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 3,705
Date: 31 Dec 2025
Ownership: By Chiaro Inv Services LLC

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 1 footnote

Footnote F1

This amount includes an additional 0.7190 fractional shares acquired by Mr. Chiaro pursuant to the terms of the Agreement and Plan of Merger (the "Merger Agreement"), dated as of September 27, 2023, by and between Peoples Financial Services Corp. ("Peoples") and FNCB Bancorp, Inc. ("FNCB"), on July 1, 2024 (the "Closing Date") FNCB merged with and into Peoples (the "Merger"), with Peoples continuing as the surviving company of the Merger. Pursuant to the Merger Agreement, on the Closing Date each share of FNCB common stock held by the reporting person was converted into the right to receive 0.146 of a share of common stock of Peoples, and 7.9840 shares acquired in 2025 under the Issuer's Dividend Reinvestment and Stock Purchase Plan.