Lisa M. O'Neill - 31 Dec 2025 Form 4 Insider Report for LAKELAND FINANCIAL CORP (LKFN)

Reporting relationship: EVP & CFO
Issuer ticker: LKFN
Reported as of: 31 Dec 2025
Net transaction value: -$239,302
SEC form: 4
Accepted by SEC: 04 Feb 2026, 15:58:38 UTC
Prior SEC filing: 31 Jul 2025
Source filing: View source filing
Reporting owner signature: /s/ Becka J. Turnbow, Attorney-in-Fact

Key filing fact

Lisa M. O'Neill filed Form 4 for LAKELAND FINANCIAL CORP (LKFN) on 04 Feb 2026.

Key facts

This page summarizes Lisa M. O'Neill's Form 4 filing for LAKELAND FINANCIAL CORP (LKFN).
5 reported transactions and 0 derivative rows are listed below.
Accepted by SEC: 04 Feb 2026, 15:58.

Change

Previous filing in this sequence was filed on 31 Jul 2025.
Current net transaction value: -$239,302.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001605993 Primary reporting owner

O'Neill Lisa M

Relationship: EVP & CFO
Address: LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW
Signature: /s/ Becka J. Turnbow, Attorney-in-Fact
Signature date: 04 Feb 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

LKFN transaction

Common Stock

Award

Transaction value: $0
Shares: +2,600
Change %: +7.6%
Price: $0.000000
Shares after: 36,966
Date: 03 Feb 2026
Ownership: Direct

LKFN transaction

Common Stock

Other

Transaction value: $33,149
Shares: +535
Change %: +14%
Price: $61.96
Shares after: 4,289
Date: 31 Dec 2025
Ownership: 401(k) Plan
Footnotes: F1

LKFN transaction

Common Stock

Sale

Transaction value: $176,146
Shares: -2,900
Change %: -7.8%
Price: $60.74
Shares after: 34,066
Date: 02 Feb 2026
Ownership: Direct

LKFN transaction

Common Stock

Award

Transaction value: $0
Shares: +2,047
Change %: +6%
Price: $0.000000
Shares after: 36,113
Date: 02 Feb 2026
Ownership: Direct

LKFN transaction

Common Stock

Tax liability

Transaction value: $96,305
Shares: -1,585
Change %: -4.4%
Price: $60.76
Shares after: 34,528
Date: 02 Feb 2026
Ownership: Direct

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 1 footnote

Footnote F1

Salary redirection and/or dividend reinvestment in 401(k) plan for 2025.

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