Steven Tsavaris - 22 Jan 2026 Form 4 Insider Report for Ponce Financial Group, Inc. (PDLB)

Reporting relationship: Executive Chairman, Director
Issuer ticker: PDLB
Reported as of: 22 Jan 2026
Net transaction value: +$270,930
SEC form: 4
Accepted by SEC: 26 Jan 2026, 19:23:58 UTC
Prior SEC filing: 11 Dec 2023
Source filing: View source filing
Reporting owner signature: /s/Megan Foscaldi, as attorney in fact

Key filing fact

Steven Tsavaris filed Form 4 for Ponce Financial Group, Inc. (PDLB) on 26 Jan 2026.

Key facts

This page summarizes Steven Tsavaris's Form 4 filing for Ponce Financial Group, Inc. (PDLB).
7 reported transactions and 12 derivative rows are listed below.
Accepted by SEC: 26 Jan 2026, 19:23.

Change

Previous filing in this sequence was filed on 11 Dec 2023.
Current net transaction value: +$270,930.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001717585 Primary reporting owner

Tsavaris Steven

Relationship: Executive Chairman, Director
Address: 2244 WESTCHESTER AVENUE, BRONX
Signature: /s/Megan Foscaldi, as attorney in fact
Signature date: 26 Jan 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

PDLB transaction

Common Stock

Award

Transaction value: $0
Shares: +15,000
Change %: +2.9%
Price: $0.000000
Shares after: 531,491
Date: 22 Jan 2026
Ownership: Direct
Footnotes: F1

PDLB holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 27,904
Date: 22 Jan 2026
Ownership: By Wife

PDLB holding

Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 12,767
Date: 22 Jan 2026
Ownership: By ESOP
Footnotes: F2

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

PDLB transaction Derivative

Premium Stock Options

Award

Transaction value: $27,855
Shares: +1,500
Change %
Price: $18.57
Shares after: 1,500
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,500
Exercise price: $18.57

PDLB transaction Derivative

Premium Stock Options

Award

Transaction value: $28,365
Shares: +1,500
Change %
Price: $18.91
Shares after: 1,500
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,500
Exercise price: $18.91

PDLB transaction Derivative

Premium Stock Options

Award

Transaction value: $28,860
Shares: +1,500
Change %
Price: $19.24
Shares after: 1,500
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,500
Exercise price: $19.24

PDLB transaction Derivative

Premium Stock Options

Award

Transaction value: $29,370
Shares: +1,500
Change %
Price: $19.58
Shares after: 1,500
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,500
Exercise price: $19.58

PDLB transaction Derivative

Premium Stock Options

Award

Transaction value: $29,880
Shares: +1,500
Change %
Price: $19.92
Shares after: 1,500
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 1,500
Exercise price: $19.92

PDLB transaction Derivative

Stock options

Award

Transaction value: $126,600
Shares: +7,500
Change %
Price: $16.88
Shares after: 7,500
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 7,500
Exercise price: $16.88
Footnotes: F3

PDLB holding Derivative

Stock Options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 62,209
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 62,209
Exercise price: $9.15
Footnotes: F4

PDLB holding Derivative

Premium Stock Options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 24,000
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 24,000
Exercise price: $10.33

PDLB holding Derivative

Premium Stock Options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 24,000
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 24,000
Exercise price: $10.52

PDLB holding Derivative

Premium Stock options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 24,000
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 24,000
Exercise price: $10.70

PDLB holding Derivative

Premium Stock Options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 24,000
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 24,000
Exercise price: $10.89

PDLB holding Derivative

Premium Stock Options

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 24,000
Date: 22 Jan 2026
Ownership: Direct
Underlying class: Common Stock
Underlying amount: 24,000
Exercise price: $11.08

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Explanation of responses 4 footnotes

Footnote F1

Shares of restricted stock units vest annually at a rate of 20% per year commencing on January 22, 2027.

Footnote F2

Reflects ESOP allocations and dispositions that have occurred since the date of the reporting person's last ownership report

Footnote F3

Stock options vest annually at a rate of 20% commencing on January 22, 2027

Footnote F4

Stock Options vest annually at a rate of 20% per year commencing on December 4, 2019