Christopher R. Britt - 09 Jan 2026 Form 4 Insider Report for Chime Financial, Inc.

Reporting relationship: Chief Executive Officer, Director
Issuer ticker: CHYM on Nasdaq
Reported as of: 09 Jan 2026
Net transaction value: -$1,402,825
SEC form: 4
Accepted by SEC: 13 Jan 2026, 17:39:10 UTC
Prior SEC filing: 21 Nov 2025
Next SEC filing: 19 Feb 2026
Source filing: View source filing
Reporting owner signature: /s/ Theresa Bloom, by power of attorney

Key filing fact

Christopher R. Britt filed Form 4 for Chime Financial, Inc. on 13 Jan 2026.

Key facts

This page summarizes Christopher R. Britt's Form 4 filing for Chime Financial, Inc..
3 reported transactions and 6 derivative rows are listed below.
Accepted by SEC: 13 Jan 2026, 17:39.

Change

Previous filing in this sequence was filed on 21 Nov 2025.
Current net transaction value: -$1,402,825.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0002061801 Primary reporting owner

Britt Christopher R

Relationship: Chief Executive Officer, Director
Address: C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO
Signature: /s/ Theresa Bloom, by power of attorney
Signature date: 13 Jan 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

CHYM transaction

Class A Common Stock

Conversion of derivative security

Transaction value: $0
Shares: +50,000
Change %
Price: $0.000000
Shares after: 50,000
Date: 09 Jan 2026
Ownership: See footnote
Footnotes: F1

CHYM transaction

Class A Common Stock

Sale

Transaction value: $1,402,825
Shares: -50,000
Change %: -100%
Price: $28.06
Shares after: 0
Date: 09 Jan 2026
Ownership: See footnote
Footnotes: F1, F2, F3

CHYM holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 306,042
Date: 09 Jan 2026
Ownership: Direct
Footnotes: F4

CHYM holding

Class A Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 38,738
Date: 09 Jan 2026
Ownership: See footnote
Footnotes: F5

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

CHYM transaction Derivative

Class B Common Stock

Conversion of derivative security

Transaction value: $0
Shares: -50,000
Change %: -15%
Price: $0.000000
Shares after: 283,000
Date: 09 Jan 2026
Ownership: See footnote
Underlying class: Class A Common Stock
Underlying amount: 50,000
Exercise price
Footnotes: F1, F6

CHYM holding Derivative

Class B Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 466,599
Date: 09 Jan 2026
Ownership: See footnote
Underlying class: Class A Common Stock
Underlying amount: 466,599
Exercise price
Footnotes: F6, F7

CHYM holding Derivative

Class B Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 500,000
Date: 09 Jan 2026
Ownership: See footnote
Underlying class: Class A Common Stock
Underlying amount: 500,000
Exercise price
Footnotes: F6, F8

CHYM holding Derivative

Class B Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 500,000
Date: 09 Jan 2026
Ownership: See footnote
Underlying class: Class A Common Stock
Underlying amount: 500,000
Exercise price
Footnotes: F6, F9

CHYM holding Derivative

Class B Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 466,599
Date: 09 Jan 2026
Ownership: See footnote
Underlying class: Class A Common Stock
Underlying amount: 466,599
Exercise price
Footnotes: F6, F10

CHYM holding Derivative

Class B Common Stock

No transaction description listed

Transaction value
Shares
Change %
Price
Shares after: 14,643,564
Date: 09 Jan 2026
Ownership: See footnote
Underlying class: Class A Common Stock
Underlying amount: 14,643,564
Exercise price
Footnotes: F5, F6

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Rule 10b5-1 trading plan

These transactions were reported as open-market trades under a Rule 10b5-1 plan. The plan lets an insider set trading instructions in advance, which can reduce the risk of trading while in possession of material nonpublic information.

Original filing language: transaction made pursuant to a contract, instruction, or written plan intended to satisfy Rule 10b5-1(c).

Explanation of responses 10 footnotes

Footnote F1

The shares are held by the Reporting Person's spouse.

Footnote F2

These shares were sold pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on September 15, 2025.

Footnote F3

The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $28.0000 to $28.2150 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.

Footnote F4

Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Footnote F5

The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Footnote F6

Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.

Footnote F7

The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.

Footnote F8

The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.

Footnote F9

The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.

Footnote F10

The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.