Anuradha Muralidharan - 15 Dec 2025 Form 4 Insider Report for Expensify, Inc. (EXFY)

Reporting relationship: Chief Operating Officer, Director
Issuer ticker: EXFY
Reported as of: 15 Dec 2025
Net transaction value: $0
SEC form: 4
Accepted by SEC: 05 Jan 2026, 18:40:31 UTC
Prior SEC filing: 24 Sep 2025
Source filing: View source filing
Reporting owner signature: /s/ Ryan Schaffer, as attorney-in-fact

Key filing fact

Anuradha Muralidharan filed Form 4 for Expensify, Inc. (EXFY) on 05 Jan 2026.

Key facts

This page summarizes Anuradha Muralidharan's Form 4 filing for Expensify, Inc. (EXFY).
4 reported transactions and 3 derivative rows are listed below.
Accepted by SEC: 05 Jan 2026, 18:40.

Change

Previous filing in this sequence was filed on 24 Sep 2025.
Current net transaction value: $0.

Research use

This tells you what this filing adds before you inspect full transaction and derivative tables.
You can trace every row back to the original SEC filing document.

Evidence

Filed on Form 4

Ownership activity is grounded in SEC Form 4 disclosures.

View source filing

Reporting Owners (1)

CIK 0001891077 Primary reporting owner

Muralidharan Anuradha

Relationship: Chief Operating Officer, Director
Address: C/O EXPENSIFY, INC., 88 KEARNY ST, STE 1600, SAN FRANCISCO
Signature: /s/ Ryan Schaffer, as attorney-in-fact
Signature date: 05 Jan 2026

Reported non-derivative transactions

Shares, units, or other non-derivative securities reported in this filing.

EXFY transaction

Class A Common Stock

Options Exercise

Transaction value
Shares: +3,168
Change %: +4.1%
Price
Shares after: 80,938
Date: 15 Dec 2025
Ownership: Direct
Footnotes: F1

Reported derivative securities

Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.

EXFY transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -3,168
Change %: -6.2%
Price: $0.000000
Shares after: 47,527
Date: 15 Dec 2025
Ownership: Direct
Underlying class: Class A Common Stock
Underlying amount: 3,168
Exercise price
Footnotes: F1, F2

EXFY transaction Derivative

Restricted Stock Units

Options Exercise

Transaction value: $0
Shares: -3,168
Change %: -6.2%
Price: $0.000000
Shares after: 47,527
Date: 15 Dec 2025
Ownership: Direct
Underlying class: LT50 Common Stock
Underlying amount: 3,168
Exercise price
Footnotes: F2, F3, F4

EXFY transaction Derivative

LT50 Common Stock

Options Exercise

Transaction value: $0
Shares: +3,168
Change %: +2.3%
Price: $0.000000
Shares after: 143,713
Date: 15 Dec 2025
Ownership: See note
Underlying class: Class A Common Stock
Underlying amount: 3,168
Exercise price
Footnotes: F4, F5

^* marks a reported price that did not pass the local price check.

Additional SEC filing notes

Filing notes and footnotes

Section 16 status

Anuradha Muralidharan is no longer subject to Section 16 filing requirements. Form 4 or Form 5 obligations may still apply in specific circumstances.

Explanation of responses 5 footnotes

Footnote F1

Each restricted stock unit ("RSU") represents the contingent right to receive one share of Class A common stock. This transaction represents the settlement of vested RSUs in shares of Class A Common Stock.

Footnote F2

The RSUs vest 12.5% on September 15, 2022 and 1/32nd each quarter thereafter, on December 15th, March 15th, June 15th, and September 15th.

Footnote F3

Each RSU represents the contingent right to receive one share of LT50 common stock. This transaction represents the settlement of vested RSUs in shares of LT50 Common Stock.

Footnote F4

The LT50 Common Stock is convertible into the Issuer's Class A Common Stock on a one-to-one basis only upon, and generally cannot be transferred without, satisfaction of certain notice and other requirements, including a notice period of 50 months. The LT50 Common Stock will automatically convert into shares of the Issuer's Class A Common Stock on a one-to-one basis at such time as all of the then-outstanding shares of LT10 and LT50 Common Stock represent, in the aggregate, less than 2% of all then-outstanding shares of common stock.

Footnote F5

Deposited into the Expensify Voting Trust (the "Voting Trust"). The Reporting Person retains investment control and dispositive power over the shares deposited into the Voting Trust.