Key facts
- This page summarizes David G. Kruczlnicki's Form 4 filing for ARROW FINANCIAL CORP (AROW).
- 3 reported transactions and 1 derivative row are listed below.
- Accepted by SEC: 22 Dec 2025, 17:42.
David G. Kruczlnicki - 19 Dec 2025 Form 4 Insider Report for ARROW FINANCIAL CORP (AROW)
- Reporting relationship
- Director
- Issuer ticker
- AROW
- Reported as of
- 19 Dec 2025
- Net transaction value
- -$29,535
- SEC form
- 4
- Accepted by SEC
- 22 Dec 2025, 17:42:39 UTC
- Prior SEC filing
- 10 Oct 2025
- Next SEC filing
- 04 Feb 2026
- Source filing
- View source filing
- Reporting owner signature
- Penko Ivanov, Attorney in Fact
Source evidence
Original filing metadata and source links for verification.
5 source fields
Reporting owner
1 detail
Key filing fact
David G. Kruczlnicki filed Form 4 for ARROW FINANCIAL CORP (AROW) on 22 Dec 2025.
Change
- Previous filing in this sequence was filed on 10 Oct 2025.
- Current net transaction value: -$29,535.
Research use
- This tells you what this filing adds before you inspect full transaction and derivative tables.
- You can trace every row back to the original SEC filing document.
Evidence
Filed on Form 4
View source filing
Ownership activity is grounded in SEC Form 4 disclosures.
Reporting Owners (1)
CIK 0001184681
Primary reporting owner
KRUCZLNICKI DAVID G
- Relationship
- Director
- Address
- 6 SIENNA DRIVE, BALLSTON LAKE
- Signature
- Penko Ivanov, Attorney in Fact
- Signature date
- 22 Dec 2025
Reported non-derivative transactions
Shares, units, or other non-derivative securities reported in this filing.
AROW
transaction
Common Stock
Options Exercise
- Transaction value
- $29,555
- Shares
- +1,093
- Change %
- +1.8%
- Price
- $27.04
- Shares after
- 60,241
- Date
- 19 Dec 2025
- Ownership
- Direct
AROW
transaction
Common Stock
Tax liability
- Transaction value
- $29,535
- Shares
- -925
- Change %
- -1.5%
- Price
- $31.93
- Shares after
- 59,316
- Date
- 19 Dec 2025
- Ownership
- Direct
Reported derivative securities
Options, warrants, convertible securities, or similar derivative positions disclosed in the filing.
AROW
transaction
Derivative
Director Stock Option (Right to Buy)
Options Exercise
- Transaction value
- $29,555
- Shares
- -1,093
- Change %
- -100%
- Price
- $27.04
- Shares after
- 0
- Date
- 19 Dec 2025
- Ownership
- Direct
- Underlying class
- Common Stock
- Underlying amount
- 1,093
- Exercise price
- $27.04
- Footnotes
- F1
* marks a reported price that did not pass the local price check.
Additional SEC filing notes
Filing notes and footnotes
Explanation of responses 1 footnote
Footnote F1
The options vested in four annual equal installments on 1/27/2022, 1/27/2023, 1/27/2024 and 1/27/2025.